Personal Loan, which banks offer the best deal?
|
|
 Apr 10 2009, 01:04 PM
Return to original view | Post
#1
|
 
Junior Member
324 posts Joined: Apr 2005  
|
recently i just did personal loan.
comparing all the banks (exclude bank raykat type), foudn that al-rajhi provided me the cheapest %, which is 8.5%. just sharing some info, some others maybe u can consider eon bank 9%. |
|
|
|
|
|
Apr 10 2009, 07:51 PM
Return to original view | Post
#2
|
|
Junior Member
324 posts Joined: Apr 2005
|
QUOTE(yawting @ Apr 10 2009, 05:20 PM) Hi, that is easy, you can log in to al-rajhi bank. download the form from there.Thanks yr sharing.may iknow is it easier to apply the personal loan? because i wish to apply.   after you filled in all the information, you can either email or fax to them. in fact i was scanning the form, and i email it to them in 2-3 working days, they will inform me whether my loan is approved or not. after that there will be somebody call u up, and get back the original form from you, and ask u to sign the relevant document lor... the advantage is, u do not need to go to the branch to do all this, they will have personnel come to meet u up. |
|
|
Apr 15 2009, 12:58 PM
Return to original view | Post
#3
|
|
Junior Member
324 posts Joined: Apr 2005
|
QUOTE(maxgil05 @ Apr 10 2009, 09:57 PM) I want to loan 3k, will al-rajhi bank offer me that amount for 6 months? i dont get you what is the meaming "will al-rajhi bank offer me that amount for 6 months"?as wat i know the max is 5x from your salary. normally 3k should be very easy (i think only). |
|
|
Apr 16 2009, 02:54 PM
Return to original view | Post
#4
|
|
Junior Member
324 posts Joined: Apr 2005
|
sometimes i just wondering many lyns wanna to apply loan, instead of checking forums to ask arround why dont just check through website to see their rate and info, at least you got better guidline rather than just heard ppl say about this that piece here piece there.
Our Al Rajhi Personal Financing-i offers: HIGH trade limit up to 5 times your monthly salary or RM150,000 whichever is lower LONGER repayment period of up to 5 years MINIMAL documentation. NO guarantor. NO penalties for early settlement In Compliance with Al Rajhi Bank (Malaysia) Shariah Standard Requirements Open to all Malaysians aged 21 and above Minimum gross salary of RM2,000 To apply: Step 1 – Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form to Al Rajhi Bank Fax No: 03-23326111 Email address: Credit.Processing.Unit-HOTLINE.RCO@alrajhibank.com.my |
|
|
Apr 19 2009, 10:53 PM
Return to original view | Post
#5
|
|
Junior Member
324 posts Joined: Apr 2005
|
QUOTE(lupkoon @ Apr 19 2009, 07:51 PM) standard chartered bank personal loan is having the best offer now r u applying this loan? do you hav any more info to share for the standard chartered 0.71% *Terms and conditions apply ?0.71% per month, no guarantor, no collateral needed furthermore they are doing offer now which is no processing fees + free insurance i have a friend who is doing standchart personal loan give him a call 0174802168 (Mr. Foo) HSBC - 0.85% HongLeong - 0.823% Citibank - 0.9% Alliance - 0.99% OCBC - 1.2% p/s : BLR have nothing to do with personal loan, unless the personal loan is not under SAADIQ (islamic loan) and the BLR now is 5.55% after checking the loan repayment schedule, there got Interest Rate 8.50% 10.00% 11.25% 13.50% 17.00% which very much confuse. |
|
Topic ClosedOptions
|
| Change to: |  0.0412sec
 0.54
 7 queries
 GZIP Disabled
Time is now: 17th December 2025 - 08:57 AM |
Quote