i need around 80k for business purposes, my ccris report oooooooooooo (just print it last week) for all my cc and just settled housing loan. cc for more than a year already however my business registration is less than 2 years. coming july only 2 years. reported income for 2010 is 98k, paid to lhdn and receipt available. bank statement credit transaction is around 120k-150k per month consistently.

any suggestion or recommendation?