My basic + fixed allowance amounts to rm2.7k/month + ot = rm3k ~ rm3.7k
i need to pay my study loan of rm55k.
current financial commitment is abt rm1.7k/mth inclusive of car loan, house rental & utilities, phone bill, cc bills

how long will it take for me to fully pay the loan & the mothly payment & also which bank is recommended?

how much is the interest?