QUOTE(Syd G @ Apr 11 2010, 06:53 PM)
As much as you love Bank Islam, RM497 monthly on a RM1600 salary is already 30%. That hurts your chances greatly.
I'd try to change job or postpone the ACCA since you really cant afford it.
Stretch the repayment period to maximum - 9 years.I'd try to change job or postpone the ACCA since you really cant afford it.
Then, buy the cheapest reliable car. Seriously, driving good car but low salary does not make you look good when you can't even eat out properly. After all, the car is a liability, much like luxury. As a junior accountant exec, you should know that clearly.
Apr 18 2010, 04:55 PM

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