Hi y'all. I'm a degree holder working as a tax associate and just bought a car last week under Hire Purchase Financing from Bank Islam (Gradhitz).

I have been working for almost 4 months now. Anyone can advise me whether I'm eligible for personal financing (I need to pay ACCA exam fees) or not since I got rejected fro CIMB (probably because my income is not really that great, MYR1600 jer).

Peace out.

I pay RM497 monthly for car (I love Bank Islam) and I'm gonna need around RM4000 for personal financing. Since it is unsecured, I'm afraid I won't be eligible for that if I apply to RHB.

I work at really small tax firm, and they don't offer sponsorship or ACCA students.

Is it a good move if I pay using credit card, how to make monthly installement, care to elaborate. At a annual income of RM19200, I don't think the bank will accept my credit card application.

This post has been edited by drjake: Apr 11 2010, 06:49 PM

that's what I've been doing last week. I started applying for new jobs. Almost 4 months, still got no conformation. It's pretty sad when the dateline for exam registration will be on next week.

many thanks.