but do take into consideration the actual amount of money you will get on the personal loan. whether the bank minus stamp duty or other charges. some banks you will not get 100% of the loan.

n i did take PL with RHB march last year during the '2 months later promotion'. which means you only start paying for the loan, 2 months after you get the money. amount is 6k, repayment 282/month for 24 months. actual amount i get is 6k, no other charges. they straight bank-in to your savings account.