I could be wrong, but from my experience - your loan application will be declined, as it is below most income thresholds + you do not have any previous unsecured loan history.

Do try OCBC or SCB if u really want a personal loan.  I'm not too sure if they can give allowance for deviation approval in your case.

Another alternative is for your to apply for credit cards (shouldn't be a problem) since u have a clean credit history - and then asking for a Cheque on call or Fast Cash feature.  slower TAT, but u should get access to credit here.