- 24 hours approval
- No processing charges
- No guarantor/collateral
- Maximum financing up to 5x salary or 150K
- Flexible tenure from 1-5 years
- Simple documentation
- No question asked on the purpose of the loan from the Bank
- Interest rate as low as 0.71% per month
For application, the basic requirement is to have at least one year bureau record with any bank in Malaysia. Meaning that if you have use any credit card, car loan, housing loan for the past one year, and over the age of 21, you're eligible to apply for the personal loan.
Documentation wise, you can provide either of the following documents for application:
- Payslip + EPF statement/bank statement
- B/BE form + official LHDN receipt
- Credit card limit
- Housing loan approved amount
- Insurance policy
For more info, feel free to PM me your contact details, and I'll be glad to call you on the next working day.
Regards,
Teh (Standard Chartered Bank Personal Financial Executive)
Nov 15 2008, 09:12 AM
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