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 Personal Loan, which banks offer the best deal?

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asura_86
post Nov 15 2008, 09:12 AM

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Senior Member
1,217 posts

Joined: Jan 2006
From: Kuching<-->KL/PJ


Want to settle your card outstanding balance? Want to start a business but not enough cash? Need some fast cash for personal usage? No worries, read on to find out how I can help you out.

- 24 hours approval
- No processing charges
- No guarantor/collateral
- Maximum financing up to 5x salary or 150K
- Flexible tenure from 1-5 years
- Simple documentation
- No question asked on the purpose of the loan from the Bank
- Interest rate as low as 0.71% per month

For application, the basic requirement is to have at least one year bureau record with any bank in Malaysia. Meaning that if you have use any credit card, car loan, housing loan for the past one year, and over the age of 21, you're eligible to apply for the personal loan.

Documentation wise, you can provide either of the following documents for application:

- Payslip + EPF statement/bank statement
- B/BE form + official LHDN receipt
- Credit card limit
- Housing loan approved amount
- Insurance policy

For more info, feel free to PM me your contact details, and I'll be glad to call you on the next working day.

Regards,
Teh (Standard Chartered Bank Personal Financial Executive) smile.gif

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