Personal Loan, which banks offer the best deal?
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 Apr 16 2009, 01:02 PM
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#1
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Senior Member
1,392 posts Joined: Nov 2007 From: House  
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hello expert... i am planning to apply for p.l with al rajhi.. my gross salary is 2.5k and work with private company almost 1 year..is it ok to apply loan there?? already try with bank rakyat but got some problem with the payment scheme bcoz im working with private sector..with my salary how much can i get for personal loan wit alrajhi?? thanks in advance..
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Apr 16 2009, 04:15 PM
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#2
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Senior Member
1,392 posts Joined: Nov 2007 From: House
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QUOTE(ohho_poon @ Apr 16 2009, 02:54 PM) sometimes i just wondering many lyns wanna to apply loan, instead of checking forums to ask arround why dont just check through website to see their rate and info, at least you got better guidline rather than just heard ppl say about this that piece here piece there. ty for ur info..i already seen the site..purpose im asking here is bcoz i dont understand about the interest part..maybe here have someone who expert or well known bout this things....or maybe can give a good opinion..thats why we discuss here...espcially for noob in finance like me who dont have any basic in this matter... Our Al Rajhi Personal Financing-i offers: HIGH trade limit up to 5 times your monthly salary or RM150,000 whichever is lower LONGER repayment period of up to 5 years MINIMAL documentation. NO guarantor. NO penalties for early settlement In Compliance with Al Rajhi Bank (Malaysia) Shariah Standard Requirements Open to all Malaysians aged 21 and above Minimum gross salary of RM2,000 To apply: Step 1 – Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form to Al Rajhi Bank Fax No: 03-23326111 Email address: Credit.Processing.Unit-HOTLINE.RCO@alrajhibank.com.my   |
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Nov 26 2009, 03:14 PM
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#3
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Senior Member
1,392 posts Joined: Nov 2007 From: House
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hello guys.... i already applied loan 12k++ with bank..my annual income is 30k..n i have 2 cc that both of the credit card usage is 80% of the limit...what percentage i can get the loan... thanks....
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