Personal Loan, which banks offer the best deal?
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 Apr 6 2011, 05:26 PM
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#1
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Senior Member
1,181 posts Joined: Aug 2010  
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Is it possible to get personal loan for 300k to start up business? I heard that business loan need an already on-going business to apply, but I don't have any on-going business and don't have anyone close that has a business. However, I wish to go into entrepreneurship but is short of capital. Is it normal to get 300k personal loan to start up business?
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Apr 10 2011, 05:42 PM
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#2
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Senior Member
1,181 posts Joined: Aug 2010
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Salary RM2.5k, personal loan can get maximum how much? Thanks.
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Aug 9 2011, 07:21 AM
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#3
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Senior Member
1,181 posts Joined: Aug 2010
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QUOTE(Peekab0o @ Aug 7 2011, 10:42 PM) Hi planning to do a walk-in to apply a personal loan tomorrow . From Johor . My salary is RM 2.6k before - EPF i got no credit card , but i do have a car loan currently with Public Bank which is my only commitment at the moment . Only paying about RM 160 per month . Problem is i been transfered from Singapore means i only work here for 4 Months BUT same company in Singapore for 1 1/2 years . My qualification is like you, and my loan application got rejected by two banks. I believe they need you to at least use a credit card for 1 year and make payments on time. Well, since you have a car installment, you might have slightly better chance.Need some cash to start some part time business with my fiancee... Need some opinion help here . Do u guys think approval rate will be high for me ? =x Thank you ~ I do know that banks offer up to 5x my salary . Your replys are appreciated . Thanks .  |
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