i need an advise.i already had a 150k PL (20 year tenure)+ 13k cc debt.im working in semi goverment sector with rm2.5k salary per month.i made huge sum of loan for the past 5 year past funding for family medical treatment.

im not blacklisted and dun have any ccris or ctos bad record.i dun really have much problem paying for the monthly loan instalment since i got extra income from my part time job (running a small retail shop) to cover my monthly expanses.

my problem is i need more 20k PL to clear all cc debt + to expand my shop.i try apply for more PL but rejected coz they said i already exceed max limit for PL.any agent can help me out with my next PL or mybe giving me an advise on how to clear all my debt.

thanks.

yeap so true..most of the time we always think that nothing bad will happens to us or someone around us and we need no life insurance.
but when it does..u know u in really deep shyt.life moves on..got to bounce back.is it really armageddon next year?