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 Personal Loan, which banks offer the best deal?

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KeeKaaPO
post Apr 9 2011, 11:54 AM

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Beware of those PRE-APPROVE,SURE-APPOVE PL agent here..

NO SUCH THING as PRE/SURE approve!!!!

I applied from a PL agent here, he ask other person meet me to sign the banks loan form.. 10 banks total..

I ask what mean PRE / SURE approve? Answered: got people inside ..

After 2 weeks, 10 out of 5 banks rejected..

I call and ask .. answered: still got few banks mah..

3 weeks past, another 2 banks rejected .. the balance didnt call or sms or email me regarding the loan..

I call again ..

answered: ur account got many problem oh ..

me : what problem? i got no blacklisted, got only late payment (max.3 months) + car loan (no late) .. U said got people inside??

answered: dont worry, i will try appeal for u.. we wont use ur docs illegally 1...

WTF !!! this is wat SURE/PRE approve means ?!?!?

Police report will be make to prevent my docs used for illegal things..
KeeKaaPO
post Apr 11 2011, 10:49 AM

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QUOTE(GoAway @ Apr 9 2011, 07:13 PM)
Even if it's pre-approved, it depends highly on the documents one has because come to the end of the day, the banks need evidences or which is relevant for the bank loan application. Well come to the mutual understanding, one should never expect too much from the agency when he/she has serious records , and for those who deal with these serious records people they should not over-promised. Anyway, the banks are not blind.
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Then is not PRE-APPROVE or SURE-APPROVE !!!!

It still need to be filtered by bank, so whats the different we apply ourselves instead of let the agent charge commision?

So please dont misleading people so call PRE-APPROVE or SURE-APPROVE.

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