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 Personal Loan, which banks offer the best deal?

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HHalphaomega
post Jan 15 2010, 07:41 AM

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QUOTE(Bakmoi @ Jan 15 2010, 03:09 AM)
Sorry to open another thread cos I need the answer asap.

I'm 21 this year and I want to apply a Personal Loan of 5k to 10k . My annual income is 20k.

What bank can accept this or I will get rejected ??

Thanks a lot guys.  icon_rolleyes.gif
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You can try at Bank Rakyat or Bank Islam to see you're eligible as I've heard they've got good rates. As long as you're not black listed in any credit rating systems, I don't see why you shouldn't be successful.
HHalphaomega
post Jan 15 2010, 09:49 AM

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QUOTE(Bakmoi @ Jan 15 2010, 08:53 AM)
Thanks for your tips but I don't have an account in that bank , still can work ?
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Yes, it should still be possible as they'd ask you to open a loan account once approved. A friend of mine took a personal loan of RM40K and that's what they've asked her to do.


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