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Personal Loan, which banks offer the best deal?
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GoAway
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 Apr 5 2011, 11:36 PM
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New Member
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QUOTE(carmello @ Apr 5 2011, 02:26 PM) hi all, i'm earning about 1.1k monthly. currently working in private sector almost 9 months. can suggest me any bank which can give out max 30k loan for me? Hi there, If you are interested in applying for personal loan, these are the minimum requirement : - Nett pay >= RM2000 - Credit Card Limit >= RM5000 with possession of over 1 year.  |
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GoAway
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Apr 6 2011, 11:21 PM
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New Member
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QUOTE(Secruoser @ Apr 6 2011, 05:26 PM) Is it possible to get personal loan for 300k to start up business? I heard that business loan need an already on-going business to apply, but I don't have any on-going business and don't have anyone close that has a business. However, I wish to go into entrepreneurship but is short of capital. Is it normal to get 300k personal loan to start up business? Hardly, unless you got high credit card limit with high salary job right now, as personal loan amount is depends on the salary and credit card limit that you have. |
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GoAway
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Apr 9 2011, 07:13 PM
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New Member
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Even if it's pre-approved, it depends highly on the documents one has because come to the end of the day, the banks need evidences or which is relevant for the bank loan application. Well come to the mutual understanding, one should never expect too much from the agency when he/she has serious records , and for those who deal with these serious records people they should not over-promised. Anyway, the banks are not blind.
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GoAway
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Apr 10 2011, 08:14 PM
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New Member
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QUOTE(elairz @ Apr 10 2011, 05:04 PM) im sure this been asked lots of time in this thread before but i need updated info. i need to take 25k-30k personal loan. which bank u recommend? im thinking of getting the loan from bank rakyat. Yes the lowest interest rate you can get for bumi. QUOTE Secruoser Posted Today, 05:42 PM
Salary RM2.5k, personal loan can get maximum how much? Thanks. RM10k-15k. Credit card prompt is better. |
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GoAway
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Apr 11 2011, 07:08 PM
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New Member
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QUOTE(KeeKaaPO @ Apr 11 2011, 10:49 AM) Then is not PRE-APPROVE or SURE-APPROVE !!!! It still need to be filtered by bank, so whats the different we apply ourselves instead of let the agent charge commision? So please dont misleading people so call PRE-APPROVE or SURE-APPROVE. Oh well, ask them to explain again to you. |
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