Jul 20 2011, 02:43 PM
QUOTE(taohannan @ Jul 20 2011, 02:14 PM)
i already tried with hsbc and cimb and got rejected
my salary is 3k++ and with cimb i just apply for 4k, while hsbc 6k(the lowest they can give)
both got rejected... now will try with ocbc
yesterday i went to BNM for my ccris report and my report is good.. all zero amount(no outstanding)
my question is, why i got rejected so badly? my ccris all good
i'm now in the middle of registering my own company, so i need some cash for stater
here is my commitment :
HSBC AMANAH (3k)
UOB (4k)
RHB easy loan(3k)
is there any option where i can lodge a report for this?
i got blacklisted for PTPTN, is this will be the root cause?
If you get blacklisted, it means your name is in the CTOS list. All banks will check your background and if you have a history of defaulting loans, they can argue why should they loan someone money with a bad history record. There's nothing much you can argue because they can say that's your fault for defaulting a loan.my salary is 3k++ and with cimb i just apply for 4k, while hsbc 6k(the lowest they can give)
both got rejected... now will try with ocbc
yesterday i went to BNM for my ccris report and my report is good.. all zero amount(no outstanding)
my question is, why i got rejected so badly? my ccris all good
i'm now in the middle of registering my own company, so i need some cash for stater
here is my commitment :
HSBC AMANAH (3k)
UOB (4k)
RHB easy loan(3k)
is there any option where i can lodge a report for this?
i got blacklisted for PTPTN, is this will be the root cause?
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