Hmmm if anyone has unused land(s), and would like to apply for loan or fast cash, you can head down to Hap Seng Credit, they are loaning up to millions of ringgit within 4 days, and they're charging 12-15% interest only.

But of course, your land must be a good land, not some 'caplang' one haha..

It's Hap Seng Credit's latest loan plan, the rate is really good, considering 'ah longs' are charging up to 20-30% interest =S