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Personal Loan, which banks offer the best deal?
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Automatic Kalashnikov
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Jun 25 2010, 11:06 AM
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New Member
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I'm Looking for a Loan of around RM 10k. I dont have proper income statement or epf also.
but, I do have an ASB savings, RM 200K++, but I dont want to touch it, will pay the loan with the profits I make.
will ASB documentation be good enough?
Looking for a loan with no Guarantor.
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Automatic Kalashnikov
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Jun 25 2010, 11:59 PM
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New Member
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QUOTE(Syd G @ Jun 25 2010, 10:08 PM) You can go to CIMB and get a OD against your ASB certs at BLR-1.65%. Better than personal loan  I dont meet their age requirement Added on June 26, 2010, 12:00 amQUOTE(dannyooi_84 @ Jun 25 2010, 05:48 PM) auto, if you have credit card, you can just use ic to apply. my bank will do all the relevant checkings on the credit card so ..no need to provide credit card, just the IC will do the job. if you guys have any Q, just PM me or sms to me @ 016-4360898 Danny Ooi @ SCB If I have no cc? This post has been edited by Automatic Kalashnikov: Jun 26 2010, 12:00 AM
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Automatic Kalashnikov
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Jul 7 2010, 11:22 AM
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New Member
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QUOTE(Automatic Kalashnikov @ Jun 25 2010, 11:06 AM) I'm Looking for a Loan of around RM 10k. I dont have proper income statement or epf also. but, I do have an ASB savings, RM 200K++, but I dont want to touch it, will pay the loan with the profits I make. will ASB documentation be good enough? Looking for a loan with no Guarantor. no one can help?
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Automatic Kalashnikov
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Jul 7 2010, 12:25 PM
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New Member
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QUOTE(jeff_v2 @ Jul 7 2010, 12:06 PM) 200k of ASB? easy lor, make OD from ur ASB... can get 80-90% of loan from ur ASB amount, hope that help. thanks can recommend which bank that give OD to 18+ year old? CIMB only accept 21++
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Automatic Kalashnikov
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Jul 7 2010, 12:38 PM
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New Member
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can, for some loans, provided you meet certain conditions.
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