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 Personal Loan, which banks offer the best deal?

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sharilazri
post Jul 12 2011, 10:00 PM

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QUOTE(FirstOne @ Jul 12 2011, 04:25 PM)
They have a new system that will link to bank negara to check your background before approve you
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It might be not a new system. It's CCRIS. If u don't have idea about what it is, there is a specific thread discussing about it. Take ur time to read it.
sharilazri
post Jul 13 2011, 10:45 AM

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From: Kuala Lumpur
QUOTE(Riolis @ Jul 13 2011, 09:34 AM)
Hi,
Can anyone advice me on what are my chances are on getting a PL of 15k.
My salary is 5k+, I only have mara loan that I'm paying for 150/mth.
No credit card, nor house or car loan. My problem are, I just started working for 2 months+ and the company I'm working at is fairly new.

I went to HSBC yesterday to try to apply, but when I say those 2 things, 2 month and new company, I can see a change in her face, and It's seems my PL application won't go through that easy.
So what are my chances actually are?
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Kinda hard I guess since based on ur story u just have MARA loan. That's not recorded in CCRIS rite? But what can I say u just apply for a card first.
sharilazri
post Jul 14 2011, 09:32 PM

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QUOTE(sarsi00 @ Jul 14 2011, 05:21 PM)
i earn about 6.3 k.. can i ask if i want to loan PL 150k .. will it be hard ?
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Most of the bank will give 5x of ur salary. Wondering why did u take PL such a big amount.
sharilazri
post Jul 18 2011, 08:39 PM

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Tired of getting a personal loan. Damn hard to get..
sharilazri
post Jul 25 2011, 07:12 PM

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Wow. Save ur salary for 2-3 months can get 100k already
sharilazri
post Aug 6 2011, 10:18 AM

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From: Kuala Lumpur
Sometimes ago normally people will do OD against ASB. Now it can't be done already.
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