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 aeon credit alternative to loan

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SUSKhai92
post May 25 2019, 09:49 PM, updated 5y ago

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8% of interest is high, salesman keep pushing for 9 yrs loan coz maybe he can earn more commission. Any alternative? maybank ezcash 0% seems an alternative but max duration 24 mths only
Eilrach
post May 25 2019, 10:06 PM

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I did BSNC leasing for my bike, so much more lower interest rate than AEON, that i even forgot what the interest rate is. Just abit troublesome, have to provide cheque in advance and process takes long, also need to do interview.
SUSKhai92
post May 25 2019, 10:14 PM

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QUOTE(Eilrach @ May 25 2019, 10:06 PM)
I did BSNC leasing for my bike, so much more lower interest rate than AEON, that i even forgot what the interest rate is. Just abit troublesome, have to provide cheque in advance and process takes long, also need to do interview.
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private leasing? I thought cash advance or installment for cc nowadays easily got approved within 24hrs? competition is tough btw banks, so many 'promotion' going on for cc.
fireballs
post May 26 2019, 01:08 AM

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Not everyone have good credit score
Choose the cheapest lah
SUSKhai92
post May 26 2019, 01:41 AM

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QUOTE(fireballs @ May 26 2019, 01:08 AM)
Not everyone have good credit score
Choose the cheapest lah
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eon credit the cheapest?
fireballs
post May 26 2019, 08:04 AM

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QUOTE(Khai92 @ May 26 2019, 01:41 AM)
eon credit the cheapest?
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In your case not cheapest because u have other bank to loan. But to others may have no choice but to choose this one, maybe due to all other bank refused loan.
Kaboku
post May 26 2019, 12:04 PM

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Mine is Aeon credit. 4% for 7 years. When I signed up theirs was the cheapest loan on offer
Eilrach
post May 26 2019, 01:55 PM

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What's the price of the bike you want to buy?
SUSKhai92
post May 26 2019, 03:42 PM

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QUOTE(Kaboku @ May 26 2019, 12:04 PM)
Mine is Aeon credit. 4% for 7 years. When I signed up theirs was the cheapest loan on offer
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4 percent per yr for 7 yr or 4 percent flat rate?
Kaboku
post May 26 2019, 04:11 PM

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QUOTE(Eilrach @ May 26 2019, 01:55 PM)
What's the price of the bike you want to buy?
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bout 21k

QUOTE(Khai92 @ May 26 2019, 03:42 PM)
4 percent per yr for 7 yr or 4 percent flat rate?
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4% flat
cooyard
post May 27 2019, 01:02 PM

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QUOTE(Khai92 @ May 25 2019, 10:49 PM)
8% of interest is high, salesman keep pushing for 9 yrs loan coz maybe he can earn more commission. Any alternative? maybank ezcash 0% seems an alternative but max duration 24 mths only
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MBB, PBB and AEON cc can easypay 0% if the shop willing to do it.
you must find the right shop.
mine got PBB 36 month payback time but got one time interest 7%.(process fee).

 

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