We understand that you have worked hard to build a comfortable life for yourself and your loved ones. You look forward to maintaining your lifestyle with confidence. That’s why we go above and beyond with MSIG Ladies Lifestyle Protection Insurance. Developed exclusively for women, it provides protection from the high cost of medical treatment, hospitalisation and professional care that could arise as a result of an accident or critical illness. At MSIG, your sense of
self as a woman is at the heart of all we do.

- Lump sum payment of up to RM100,000 if you are diagnosed as having a specified
critical illness and survive for at least 14 days after diagnosis.
- Covers 28 critical illnesses, each one a distinct category on its own.
- Renewal bonus of 10% of the sum insured for up to 5 years for critical illness.
- Personal Accident coverage of up to RM50,000.
- Covers cosmetic surgery for facial and dental injuries and against snatch thief or wayside robber.
- Affordable – costs as little as RM0.34 a day.
- Optional Maternity Risks and Congenital Abnormalities of New Born Babies cover.
- Quick claims settlement once relevant documents are submitted.
- Qualifies for Medical Insurance Tax Relief of RM3,000
- Pays in full in addition to any insurance policies.

3 Critical Illness (28 types)
1. Cancer
2. Stroke
3. Heart Attack
4. Coronary Artery Bypass Surgery
5. Kidney Failure
6. Parkinson’s Disease
7. Multiple Sclerosis
8. Motor Neurone Disease
9. Paralysis of Limbs
10. Terminal Illness
11. Deafness
12. Loss of Independent Existence
13. End-Stage Liver Failure
14. Loss of Limbs
15. Muscular Dystrophy
16. HIV Infection due to Blood Transfusion
17. Surgery of Aorta
18. Heart Valve Surgery
19. Major Organ / Bone Marrow Transplant
20. Blindness
21. Alzheimer’s Disease / Severe Dementia
22. Coma
23. Loss of Speech
24. Third Degree Burns
25. Encephalitis
26. Primary Pulmonary Arterial Hypertension
27. Benign Brain Tumour
28. Major Head Trauma

Renewal Bonus (subject to continuous cover)
• 10% yearly increase of the original sum insured up to a maximum of 50% if no claims are made. Renewal is not guaranteed.

Personal Accident
• Full coverage 24 hours a day, anywhere in the world.

Accidental Facial / Dental Cosmetic Surgery
• Reimbursement of medical expenses incurred for treatment or reconstructive surgery of facial and neck disfigurement or damage to sound natural teeth following injuries sustained as a result of accident.

Snatch Theft Losses
• Covers loss or damage to personal effects caused by a snatch thief or wayside robber.

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CALL / SMS / WhatsApp 019-3399039 for more info.
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It's clear that this insurance package is designed with the unique needs of women in mind and aims to provide financial security for various life events, from critical illnesses to accidents and maternity-related expenses. Be sure to review the policy details, terms, and conditions to fully understand the coverage and how it can benefit you and your loved ones.