Financial When buying a property, apply 1 or all banks?, Mortgage Q.
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 May 16 2019, 12:08 PM
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#1
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1,018 posts Joined: May 2011  
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QUOTE(MeToo @ May 16 2019, 11:56 AM) apply a few. To compare. Yep, simple.If the best rate comes from a bank you dont like, use that rate to tekan the bank you like.  |
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May 16 2019, 05:47 PM
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#2
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Senior Member
1,018 posts Joined: May 2011
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QUOTE(Bjorn1688 @ May 16 2019, 05:25 PM) This trick still works these days? Yes it works. My gf just bought a property in Bangsar South 3 weeks ago and did this, banks tend to lower rates a bit to get business. And yes, they insist on buying their crap so they can give you a better rate - I advised her to just get the best possible rate and nego with the officer that she doesn't want any extra crap, just the loan and if they don't match the other bank she will go to the other bank. She got the offer since her CCRIS history is fine and she gets a good salary.Right now facing the issue best rate bank insist on signing up together with a credit card and mrta. Not keen on the bank or their credit card. Interesting. Any idea why it’s not recommended to do more than 3-4 applications? |
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