QUOTE(Homini @ May 15 2019, 01:59 PM)
Hi, i need a suggestion for my first car, but i would like to buy a 2nd hand car only. So ive interested in this car. My budget are below 40k
1. Ford fiesta 2012/2014
2. Polo tsi 2012
3. Golf tsi 2012
Then i need your suggesstiom on this. Thanks!
Budget RM40k, I assume that your income is enough to comfortably support the loan for RM40k and no more. You can buy the car you mentioned but do you think you can afford the maintenance cost and spare part replacement cost?
I suggest you look for new car price range RM40k, or if you want to save some depreciation, any 2nd hand car which cost RM40k when it is new. The maintenance cost is usually scaled with the new car price.
Those car you listed out are 1. RM9xK, 2. RM9xK, and 3. RM13xK when it is new. Sure enough, the expected maintenance cost is double or even triple of a RM40k car, can you afford it?
If buy a car but cannot afford the maintenance cost to keep it running, keeps breaking down, then why buy car in the first place? Don't let ego get the better of you.