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 finish paying car loan, process after that?

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TSSourLemons
post May 13 2019, 11:43 AM, updated 7y ago

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i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
nebula87
post May 13 2019, 11:45 AM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
I thought go to bank for grant not JPJ.
TSSourLemons
post May 13 2019, 11:45 AM

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QUOTE(nebula87 @ May 13 2019, 11:45 AM)
I thought go to bank for grant not JPJ.
*
i also not sure..asking
alanyuppie
post May 13 2019, 11:45 AM

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bank is keeping your car's birth cert. go there .

RichardN
post May 13 2019, 11:46 AM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
U need letter from BANK

dunno if the rules has change
cucubud
post May 13 2019, 11:47 AM

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You have to go to the bank to get the release letter. They won’t automatically send it to you.
skloda
post May 13 2019, 11:48 AM

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now all by online dy ...
kons
post May 13 2019, 11:48 AM

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you need to get the geran and they will cancel the bank name from the geran


thxxht
post May 13 2019, 11:48 AM

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get the registration card from your bank.
TSSourLemons
post May 13 2019, 11:48 AM

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QUOTE(alanyuppie @ May 13 2019, 11:45 AM)
bank is keeping your car's birth cert. go there .
*
QUOTE(RichardN @ May 13 2019, 11:46 AM)
U need letter from BANK

dunno if the rules has change
*
QUOTE(cucubud @ May 13 2019, 11:47 AM)
You have to go to the bank to get the release letter. They won’t automatically send it to you.
*
QUOTE(skloda @ May 13 2019, 11:48 AM)
now all by online dy ...
*
QUOTE(kons @ May 13 2019, 11:48 AM)
you need to get the geran and they will cancel the bank name from the geran
*
so basically grant + release letter from bank -> JPJ
V12Kompressor
post May 13 2019, 11:48 AM

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Nowadays VOC will not show "Hak Milik dituntut oleh XX bank" edi.

Just go JPJ, verify thumbprint, pay RM50 and the VOC can be printed out edi.

This post has been edited by V12Kompressor: May 13 2019, 11:49 AM
beetch
post May 13 2019, 11:49 AM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
Nope.

The proper way is wait for them to mail u and lose the greencard.

Then u go jpj renew a new one with no bank on the jpj form.
fox_shinoda
post May 13 2019, 11:50 AM

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What I did last time, go to the bank(usually the hire purchase department) asking them to produce the letter saying I finish my loan and get my car geran
JungWoo
post May 13 2019, 11:53 AM

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wtf still need go jpj ? what we still live in 90's ?
nintendo86
post May 13 2019, 11:54 AM

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19 month left for my car.. Thinking of buying honda cbr 1000 rr next hnnghh
faiz293
post May 13 2019, 11:56 AM

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QUOTE(nintendo86 @ May 13 2019, 11:54 AM)
19 month left for my car.. Thinking of buying honda cbr 1000 rr next hnnghh
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Habis tutup lubang, gali another lubang?
RoyMcAvoy
post May 13 2019, 11:56 AM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
Pergilah bank mintak geran. Susah sangat ke?
myteam94
post May 13 2019, 11:56 AM

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QUOTE(nintendo86 @ May 13 2019, 11:54 AM)
19 month left for my car.. Thinking of buying honda cbr 1000 rr next hnnghh
*
3 months for me icon_rolleyes.gif icon_rolleyes.gif icon_rolleyes.gif

thought wanna buy maiwi hmm.gif
doppatroll
post May 13 2019, 11:56 AM

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4 month to go.....dang feel like 4 years
nintendo86
post May 13 2019, 11:57 AM

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QUOTE(faiz293 @ May 13 2019, 11:56 AM)
Habis tutup lubang, gali another lubang?
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Yolo
Currylaksa
post May 13 2019, 11:57 AM

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QUOTE(nintendo86 @ May 13 2019, 11:54 AM)
19 month left for my car.. Thinking of buying honda cbr 1000 rr next hnnghh
*
Hnnngh wub.gif
TSSourLemons
post May 13 2019, 11:58 AM

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QUOTE(RoyMcAvoy @ May 13 2019, 11:56 AM)
Pergilah bank mintak geran. Susah sangat ke?
*
dono process blush.gif
ico12
post May 13 2019, 11:59 AM

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QUOTE(faiz293 @ May 13 2019, 11:56 AM)
Habis tutup lubang, gali another lubang?
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Biar bodo papa asal bergaya
ashportal
post May 13 2019, 12:02 PM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*

call bank, ask 1st which branch got the cert, then pegi sane mintak cert

cofin
post May 13 2019, 12:13 PM

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2 more years huhuhuhu......
pgsiemkia
post May 13 2019, 12:13 PM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
Bank will do everything for you. Need to go remind them.


WaCKy-Angel
post May 13 2019, 12:15 PM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
go bank to take back grant (if grant with bank) and they will probably do e-batal for you.
If no e-batal have to ask for letter stating finish paying and bring it to JPJ to do batal
LimauKering
post May 13 2019, 12:15 PM

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QUOTE(SourLemons @ May 13 2019, 11:43 AM)
i finished paying my loan and the bank didn't give me any letter whatsoever.

can i just go to JPJ and request a new car grant that states the ownership is under my name?
*
just go to the bank and ask for your grant doh.gif
MANUTD676767
post May 13 2019, 12:18 PM

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QUOTE(V12Kompressor @ May 13 2019, 11:48 AM)
Nowadays VOC will not show "Hak Milik dituntut oleh XX bank" edi.

Just go JPJ, verify thumbprint, pay RM50 and the VOC can be printed out edi.
*
wow, this is totally different from last time
SonnyCooL
post May 13 2019, 12:19 PM

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QUOTE(MANUTD676767 @ May 13 2019, 12:18 PM)
wow, this is totally different from last time
*
yup voc don't even show previous owner name, now need to pay to check pass record.
MR_alien
post May 13 2019, 12:24 PM

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since most registration card changed to VOC
i always wonder what needs to be done after finish the loan payment

because that VOC seem like useless
SUSwongth7
post May 13 2019, 12:26 PM

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my fellali loan still got 1 month left..thinking to buy lembugini or bugatti next
ate
post May 13 2019, 12:27 PM

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1 month left here rclxm9.gif
Sedih
post May 13 2019, 12:30 PM

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6 years to go. Adoi.
SUSBluePants
post May 13 2019, 12:30 PM

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QUOTE(beetch @ May 13 2019, 11:49 AM)
Nope.

The proper way is wait for them to mail u and lose the greencard.

Then u go jpj renew a new one with no bank on the jpj form.
*
Bodoh what has greencard got to do with car loan or jpj? Dungu.
lagista
post May 13 2019, 12:31 PM

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1. get quit letter by bank n car green card

2. bring it to jpj ofis to cancel bank as owner n transfer ur name as new owner, only few minutes process by jpj

3. dont hutang again
galkelly
post May 13 2019, 12:35 PM

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QUOTE(faiz293 @ May 13 2019, 11:56 AM)
Habis tutup lubang, gali another lubang?
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becoz lubang meant to be gali brows.gif
V12Kompressor
post May 13 2019, 12:37 PM

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QUOTE(MR_alien @ May 13 2019, 12:24 PM)
since most registration card changed to VOC
i always wonder what needs to be done after finish the loan payment

because that VOC seem like useless
*
VOC itself is not useless but rather, VOC made all those processes useless.

That's why some banks don't even bother to keep vehicle reg cards (VOC) anymore because everything can be done online.

This post has been edited by V12Kompressor: May 13 2019, 12:38 PM
MR_alien
post May 13 2019, 12:40 PM

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QUOTE(V12Kompressor @ May 13 2019, 12:37 PM)
VOC itself is not useless but rather, VOC made all those processes useless.

That's why some banks don't even bother to keep vehicle reg cards (VOC) anymore because everything can be done online.
*
that's what i meant, no point for bank to keep because it's just a piece of paper and everything is online
and the VOC also never indicate anything...like previous owner or under which bank

that's why i keep wonder what will be done after loan finish
because if previously is u get the card from bank and go for e-batal
but now.......... laugh.gif
blackamikaze
post May 13 2019, 12:45 PM

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ignore all this oldfag advices. Now everything is online, if u finish with bank just go to jpj and print VOC, pay rm50 and continue with your life.
No need surat, e batal, go to branch collect grant and all that shit. That only for oldfag.
RustyMachine
post May 13 2019, 12:45 PM

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QUOTE(nintendo86 @ May 13 2019, 11:54 AM)
19 month left for my car.. Thinking of buying honda cbr 1000 rr next hnnghh
*
Get naked bike later regret
popopi
post May 13 2019, 12:48 PM

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I done mine last week...

Go Affin bank to confirm, no need for letter..
go JPJ and they just chop chop chop... done... lol~ batal the printing on the bank name only. no other stuff.

Yeap.... no more letter or things.
I did over pay, Affin bank reimburse me. no problem here.
killeralta
post May 13 2019, 02:34 PM

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Bank now don't even wanna keep your grant
nintendo86
post May 13 2019, 02:49 PM

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QUOTE(RustyMachine @ May 13 2019, 12:45 PM)
Get naked bike later regret
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Why though.. The body position? I think i can handle that lol..
beetch
post May 13 2019, 03:54 PM

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QUOTE(BluePants @ May 13 2019, 12:30 PM)
Bodoh what has greencard got to do with car loan or jpj? Dungu.
*
Ts wanna his grant and dont have hakmilik bank on it.

Dont own a car then diam 7 la pandan. Maybe u can check with mak kau hijau first before commenting here.

True storeyz.


SUSBluePants
post May 13 2019, 03:56 PM

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QUOTE(beetch @ May 13 2019, 03:54 PM)
Ts wanna his grant and dont have hakmilik bank on it.

Dont own a car then diam 7 la pandan. Maybe u can check with mak kau hijau first before commenting here.

True storeyz.
*
Dear dungu,

You have not explained what any of these have got to do with a greencard.


beetch
post May 13 2019, 03:59 PM

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QUOTE(BluePants @ May 13 2019, 03:56 PM)
Dear dungu,

You have not explained what any of these have got to do with a greencard.
*
Hw u get ur greencard if loan.

Answer la.

If dunno then diam 7 la sei sohai. Have u asked mak kau hijau before u commend again?

Next if u wanna quote again ask mak kau hijau first and check facts before making u sound like sohai.

True syoreyz.
lyrilmaki
post May 13 2019, 03:59 PM

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go to bank to collect your car grant..

have to know which branch you sign with..

You don't need to finish the payment to get it, I took my grant 3 months after
SUSBluePants
post May 13 2019, 04:03 PM

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QUOTE(beetch @ May 13 2019, 03:59 PM)
Hw u get ur greencard if loan.

Answer la.

If dunno then diam 7 la sei sohai. Have u asked mak kau hijau before u commend again?

Next if u wanna quote again ask mak kau hijau first and check facts before making u sound like sohai.

True syoreyz.
*
Idiot, to apply for a greencard you have to fill up Form I-485. This has got nothing to do with JPJ, bank loan, or your green mother.
Facts checked.


beetch
post May 13 2019, 04:09 PM

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QUOTE(BluePants @ May 13 2019, 04:03 PM)
Idiot, to apply for a greencard you have to fill up Form I-485. This has got nothing to do with JPJ, bank loan, or your green mother.
Facts checked.
*
Ohhhh now i get it why u are sohai lmao.

Greencard = car grant

Not greencard for PR.

Lmao.

Mmg sohai 9 lan.

Deswai i ask u check with ur mak kau hijau first b4 u try to comment and act smart.

U nvr talk to ur mum cox she hijau?

True storeyz.
SUSBluePants
post May 13 2019, 04:13 PM

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QUOTE(beetch @ May 13 2019, 04:09 PM)
Ohhhh now i get it why u are sohai lmao.

Greencard = car grant

Not greencard for PR.

Lmao.

Mmg sohai 9 lan.

Deswai i ask u check with ur mak kau hijau first b4 u try to comment and act smart.

U nvr talk to ur mum cox she hijau?

True storeyz.
*
Sohai, cannot differentiate between greencard and car grant. Suddenly now car grant = greencard.
What kind of dungu are you?

P/S You seem to suffer from Oedipus complex. You wanna paint your mom green and have your way with her?
beetch
post May 13 2019, 04:16 PM

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QUOTE(BluePants @ May 13 2019, 04:13 PM)
Sohai, cannot differentiate between greencard and car grant. Suddenly now car grant = greencard.
What kind of dungu are you?

P/S You seem to suffer from Oedipus complex. You wanna paint your mom green and have your way with her?
*
Thats why i said check with mak kau hijau first. Cox maybe she can teach u what is fact.

U never listen.

Why i wonder?

Also u think i reka greencard = grant?

Lmao.

Go google "greencard jpj" see how many results pop out.

I am impressed with the stupidity of /k.

Must be the most bodo ppl even worse than bingding.

True storeyz.

Im done wasting time with stupid.

Bye.

True storeyz.


SUSBluePants
post May 13 2019, 04:19 PM

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QUOTE(beetch @ May 13 2019, 04:16 PM)
Thats why i said check with mak kau hijau first. Cox maybe she can teach u what is fact.

U never listen.

Why i wonder?

Also u think i reka greencard = grant?

Lmao.

Go google "greencard jpj" see how many results pop out.

I am impressed with the stupidity of /k.

Must be the most bodo ppl even worse than bingding.

True storeyz.

Im done wasting time with stupid.

Bye.

True storeyz.
*
google your mom's green backside lah sohai.

greencard = grant? podah dungu. cacat punya budak.
NeO2
post May 13 2019, 04:30 PM

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QUOTE(BluePants @ May 13 2019, 04:19 PM)
google your mom's green backside lah sohai.

greencard = grant? podah dungu. cacat punya budak.
*
Registration cards or green cards which are actually pink in colour will slowly be phased out to give way to VOC.
bakry
post May 13 2019, 04:34 PM

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need to tell bank and bank will issue e-batal.
navilink
post May 13 2019, 04:34 PM

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QUOTE(blackamikaze @ May 13 2019, 12:45 PM)
ignore all this oldfag advices. Now everything is online, if u finish with bank just go to jpj and print VOC, pay rm50 and continue with your life.
No need surat, e batal, go to branch collect grant and all that shit. That only for oldfag.
*

do i need to provide letter from bank to state that i've finished my loan? else JPJ suka2 can print VOC under my name?


QUOTE(popopi @ May 13 2019, 12:48 PM)
I done mine last week...

Go Affin bank to confirm, no need for letter..
go JPJ and they just chop chop chop... done... lol~ batal the printing on the bank name only. no other stuff.

Yeap.... no more letter or things.
I did over pay, Affin bank reimburse me. no problem here.
*

the bank didn't give you any letter to state you've finished loan?
V12Kompressor
post May 13 2019, 05:17 PM

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QUOTE(navilink @ May 13 2019, 04:34 PM)
do i need to provide letter from bank to state that i've finished my loan? else JPJ suka2 can print VOC under my name?
*
no need.

not JPJ suka2. Still need your thumbprint.

navilink
post May 13 2019, 05:20 PM

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QUOTE(V12Kompressor @ May 13 2019, 05:17 PM)
no need.

not JPJ suka2. Still need your thumbprint.
*

just scared that bank suddenly say still got 1 cent outstanding loan haha.. then wasted time go JPJ
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post May 13 2019, 05:30 PM

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QUOTE(faiz293 @ May 13 2019, 11:56 AM)
Habis tutup lubang, gali another lubang?
*
hutang budaya kita.
TSSourLemons
post May 13 2019, 05:31 PM

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QUOTE(blackamikaze @ May 13 2019, 12:45 PM)
ignore all this oldfag advices. Now everything is online, if u finish with bank just go to jpj and print VOC, pay rm50 and continue with your life.
No need surat, e batal, go to branch collect grant and all that shit. That only for oldfag.
*
tenks newfag
chester_85
post May 13 2019, 05:43 PM

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It's better to visit the bank to settle the final payment over the counter to make sure the final amount.

I thought i have fully settled my outstanding via PBE internet banking. 2 months later i went to PB bank and found out there is still some unsettled balance which means i already overdue the final payment for 2 months... stupid pbebank is rubbish and dont have proper sync with the actual account. mad.gif
V12Kompressor
post May 13 2019, 05:49 PM

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QUOTE(navilink @ May 13 2019, 05:20 PM)
just scared that bank suddenly say still got 1 cent outstanding loan haha.. then wasted time go JPJ
*
can still print VOC. not a problem.
zZNekoChanZz
post May 13 2019, 05:58 PM

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These huge money don't play play. Do it over the counter better. Got witness and proof
blackamikaze
post May 13 2019, 08:40 PM

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QUOTE(navilink @ May 13 2019, 05:20 PM)
just scared that bank suddenly say still got 1 cent outstanding loan haha.. then wasted time go JPJ
*
Actually you can print voc eventhough you still have loan with bank. Now if you buy new car all come with voc. No more use the old grant. To be honest, voc itself is pretty useless because everything can be done and.check online through jpj system. You probably just need voc to claim insurance because of accident.

This post has been edited by blackamikaze: May 13 2019, 08:40 PM
popopi
post May 14 2019, 01:25 PM

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QUOTE(navilink @ May 13 2019, 04:34 PM)
do i need to provide letter from bank to state that i've finished my loan? else JPJ suka2 can print VOC under my name?
the bank didn't give you any letter to state you've finished loan?
*
Nope... no need... Bring ur garan and go JPJ. they will check in their system and chop for u... done... simple as that...
PHI_1.618
post May 14 2019, 01:48 PM

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QUOTE(doppatroll @ May 13 2019, 11:56 AM)
4 month to go.....dang feel like 4 years
*
If it is just 4 months, I might just go and settle it once off. Unless the monthly installment is 2K a months la...
doppatroll
post May 14 2019, 05:21 PM

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QUOTE(PHI_1.618 @ May 14 2019, 01:48 PM)
If it is just 4 months, I might just go and settle it once off. Unless the monthly installment is 2K a months la...
*
cant do .... still need money for rainy days.... unless 2 month maybe can drop all in biggrin.gif
SUSMy Name is Sheila
post May 14 2019, 05:36 PM

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QUOTE(BluePants @ May 13 2019, 04:19 PM)
google your mom's green backside lah sohai.

greencard = grant? podah dungu. cacat punya budak.
*
Nowadays, lil pandans very rude ah... Fagit, don't involve other people's mother la sohai
SUSBluePants
post May 14 2019, 05:40 PM

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QUOTE(My Name is Sheila @ May 14 2019, 05:36 PM)
Nowadays, lil pandans very rude ah... Fagit, don't involve other people's mother la sohai
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Ish budak cacat ni out of the blue marah. obat sakit otak tak ambil ke?
vassilius
post May 14 2019, 05:50 PM

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these days i think everything online

the bank or financial company will inform JPJ through online once your loan is settle. drop them a call after your final installment.

then go to any JPJ offices or UTC branches to do the e-batal after their system updated, usually 3-5 working days.
LA773
post Jan 5 2021, 06:36 PM

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QUOTE(blackamikaze @ May 13 2019, 12:45 PM)
ignore all this oldfag advices. Now everything is online, if u finish with bank just go to jpj and print VOC, pay rm50 and continue with your life.
No need surat, e batal, go to branch collect grant and all that shit. That only for oldfag.
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Sifu, Pay rm50 is for the VOC?
What happen if we dint go jpj print the voc?
blackamikaze
post Jan 5 2021, 07:19 PM

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QUOTE(LA773 @ Jan 5 2021, 06:36 PM)
Sifu, Pay rm50 is for the VOC?
What happen if we dint go jpj print the voc?
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Nothing will happen to be honest, u only need your grant for insurance claim only. Even that u only need the photocopy. For selling car, everything can check via jpj system.
LA773
post Jan 5 2021, 10:29 PM

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QUOTE(blackamikaze @ Jan 5 2021, 07:19 PM)
Nothing will happen to be honest, u only need your grant for insurance claim only. Even that u only need the photocopy. For selling car, everything can check via jpj system.
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Oic, then better to save the time & que at jpj, and rm50? 😁
Last year i remember got into accident, but don't need the grant also

 

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