300 coins per day using SPayLater. T&C apply.

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Top up Setel with ShopeePay (50% by coins)
Then use Setel for Duitnow QR transactions.

Pump petrol at Petronas, use Duitnow QR at Shell.

This post has been edited by ClarenceT: Sep 18 2023, 09:41 AM

Not an issue.
I top up Setel RM100 with ShopeePay RM50 + 5000 coins.

I think Everrise is not ready to join SPayLater yet. You can use ShopeePay at Everrise, with 50% by Shopee Coins.

Can use ShopeePay at Econsave Kuching, with 50% by Shopee Coins. Not sure on SPayLater but most likely YES. Econsave is One of the SPayLater merchants as shown in Shopee App.

If you want to use SPayLater in Kuching, go to Mr DIY.

Maybe your Amex-i card number is already "blacklisted" by Shopee.

Go for offline spendings.
Not limited to 3000 coins per 24 hours or 15000 coins per week.

Pay directly at Shopee lah, using TNG Visa.

Not many merchants want to sign up DuitNow QR with credit cards and Buy-Now-Pay-Later.
Most of them accept only CASA and ewallet.

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You can pre-pay electricity account at Shopee App, either by Amex-I or via Spaylater. If you have "difficulty" to spend RM1250/month in March/April.

This post has been edited by ClarenceT: Mar 13 2024, 06:15 AM

For SNHY693: Sabah Electricity Sdn Bhd.

Can use SPayLater at EVERWIN, scan the PINK Duitnow QR provided by Public Bank.
(But 50% by Shopee Coins is not allowed)

Can use "50% by Shopee Coins" at Everrise, Econsave, Lepapa.

This post has been edited by ClarenceT: Apr 5 2024, 02:32 PM

SPayLater
Borneo Mobility (Toyota Jln Pending), the pink Duitnow QR also provided by Public Bank.

Quite a lot of PINK Duitnow QR by Public Bank in Kuching. But not all accept SPayLater.

This post has been edited by ClarenceT: Apr 5 2024, 02:43 PM

If your bill date is 21/4 (April bill), the DUE Date is 1/5, you can settle the April bill balance on or before 1/5.

If you used Spaylater (except Shopee orders) before 21/4, you could always "PAY EARLY".
Eg you use SPaylater (except Shopee orders) on 22/4-28/4 (to be billed on 21/5), you could pay the outstanding amount on 28/4, by using M2 Amex (5% weekend CB for April).

SPayLater
KFC 10% off, 1/4-30/4,
Quota: 3000 still available at 2:43 pm today.

Nice to buy KFC Raya Deal: 5 for RM20.

Paid RM9 + 900 Shopee Coins.

First I wanted to use KFC App to order, but Shopeepay was not one of the payment method (today).

So I walked into KFC Premier 101 and ordered. (No e-kiosks like other outlets, I could use SPayLater at KFC Boulevard e-kiosks)

This post has been edited by ClarenceT: Apr 25 2024, 03:37 PM

Not Shopee Malaysia.
Not Shopeepay Malaysia.
Not Airpay Malaysia.

Spaylater by SeaMoney Capital Malaysia. Different MCC from Shopee and Shopeepay. (Maybank Amex)

This post has been edited by ClarenceT: Apr 26 2024, 11:25 AM

Not exactly 3.5% but near 3.5%
Eg RM100: RM101.50 X 0.95= 96.425 so 3.575%.

Since January, 1.5% surcharge is waived if you choose 1x instalment (fully settled in next monthly bill).

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