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 Bought prudential medical card still go GH, Am I doing something wrong?

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TSlekjai
post May 2 2019, 11:03 PM, updated 7y ago

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Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
Bold9900
post May 2 2019, 11:06 PM

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well , nothing wrong with going GH , but more important u need to review your policy , 1M till age 70 is way too low nowsday
xenith
post May 3 2019, 09:01 AM

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1 million is annual limit or lifetime limit ?
mycolumn
post May 3 2019, 05:54 PM

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How much you pay for your pru medical card monthly?
K.I.T.T
post May 3 2019, 06:37 PM

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QUOTE(lekjai @ May 2 2019, 11:03 PM)
Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
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prudential penipu.nanti kau dah bayar 4-5tahum nanti dia mintak.naik premium.
kyxxx
post May 3 2019, 06:39 PM

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QUOTE(lekjai @ May 2 2019, 11:03 PM)
Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
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1mil limit bukan annually ke?
how much ure paying monthly for med only?


alanyuppie
post May 4 2019, 04:56 PM

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He got robin hood syndrome kot.

Less 1 TS in gh means more help for poor sick needies .




Holocene
post May 5 2019, 08:42 AM

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QUOTE(lekjai @ May 2 2019, 11:03 PM)
Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
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Consult your agent.
TSlekjai
post May 5 2019, 07:43 PM

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1 mil for life time.
EdEd
post May 6 2019, 08:30 AM

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I thought medical limit normally annual?
se800i
post May 6 2019, 08:34 AM

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QUOTE(lekjai @ May 3 2019, 12:03 AM)
Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
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Your 1 Mil is annually renew or whole life? If it is whole life, nothing wrong for you to go GH.
Although yours are annually renew, you still can opt to go GH.

Nothing is wrong.

Your fren's intension is why you got so much limit yet still want to suffer at GH no air cond room and so on.
sardorel
post May 6 2019, 10:19 AM

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there is no right or wrong, just like you got two option, whether go GH or private hospital,
But some will come with allowance if you go GH, will get some pocket money....
reed90
post May 6 2019, 11:12 AM

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QUOTE(K.I.T.T @ May 3 2019, 06:37 PM)
prudential penipu.nanti kau dah bayar 4-5tahum nanti dia mintak.naik premium.
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story more details pls
K.I.T.T
post May 6 2019, 12:33 PM

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QUOTE(reed90 @ May 6 2019, 11:12 AM)
story more details pls
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u bayar cun cun. no failed at once. potongan bank. no claim at all
one day after 4-5years prudnetial sent one letter. premium naik harga

u need go bank isi form balik to allowed prundential potong with new premium. one more thing u want terminated insuran please go branch dont thru agent. agent just stop subcription. fact is insuran will start use your saving and deduct from there( if u bought invesement-medical plan)
reed90
post May 6 2019, 12:36 PM

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QUOTE(K.I.T.T @ May 6 2019, 12:33 PM)
u bayar cun cun. no failed at once. potongan bank. no claim at all
one day after 4-5years prudnetial sent one letter. premium naik harga

u need go bank isi form balik to allowed prundential potong with new premium. one more thing u want terminated insuran please go branch dont thru agent. agent just stop subcription. fact is insuran will start use your saving and deduct from there( if u bought invesement-medical plan)
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hey i got that aswell

so now u still payingit?
stopandroll
post May 6 2019, 12:39 PM

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I donno. I go GH also when I got illness. The doctor are usually better.
Ini on private, got hyperthyroid want to order MRI. Maharammm...

This post has been edited by stopandroll: May 6 2019, 12:40 PM
K.I.T.T
post May 6 2019, 12:44 PM

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QUOTE(reed90 @ May 6 2019, 12:36 PM)
hey i got that aswell

so now u still payingit?
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paying apa aku geram aku terminated. aku x rasa rugi pasal.pakej alrrady more than 5 years. agent also no served me. my package 1 prudential bsn takaful.
Captain89
post May 6 2019, 12:46 PM

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QUOTE(stopandroll @ May 6 2019, 12:39 PM)
I donno. I go GH also when I got illness. The doctor are usually better.
Ini on private, got hyperthyroid want to order MRI. Maharammm...
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😂😂 I can relate when private H see you got insurance they will charge you kaw kaw
WaCKy-Angel
post May 6 2019, 01:01 PM

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QUOTE(lekjai @ May 2 2019, 11:03 PM)
Hai, recently a friend visited me in government hospital because I fall ill (allergy reaction). Friend know I have medical card from Prudential but bashing me because I still go to GH. Since my card got limit RM1 mil till age 70, I planning to use it when I jialat got cancer and will use it then.

Am I missing something here? Am I doing something wrong? Any sifu here? bangwall.gif
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How much is the bill? iinm bed & room still need to pay normal price i think from RM150-RM300 ?
reed90
post May 6 2019, 01:02 PM

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QUOTE(K.I.T.T @ May 6 2019, 12:44 PM)
paying apa aku geram aku terminated. aku x rasa rugi pasal.pakej alrrady more than 5 years. agent also no served me. my package 1 prudential bsn takaful.
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So now no insurance?

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