Dec 15 2019, 06:30 PM
QUOTE(boboke @ Dec 15 2019, 06:15 PM)
Agreed, but the dividend will not be that much as we are slowly saving from month to month. ASB financing would give a higher dividend amount, but the it will be split to pay the finance interest. So at last, after calculation I don't know which will be more beneficial let say if we save/pay the same amount every month.
1k of ASB saving monthly
1k of ASB financing payment monthly
thsi one has been calculated so many times1k of ASB saving monthly
1k of ASB financing payment monthly
assuming certain loan interest rate and dividen stay the same
its no brainer that ASB loan is more "profitable"
but depend on inidividual i guess
if u planning to buy house, maybe not advisable to get ASB loan before
as it might increase u risk in the eyes of the bank and hence higher interest rate
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