https://www.zakatselangor.com.my/zakat-sela...lation/?lang=en

one of the states says that zakat for asb is based on (principal at end of year + (total distribution and bonus if any x 0.66)= .. then x 0.025

since the principal money is not yours ( its bank loan) so only the income at the end of year is zakat-able.



this is one of the state rule on zakat, for better calculation, you can come to the zakat office for more clarification.

asb and other 5 more fixed priced ( asb2, asb3 aka didik, asm, asm2 aka wawasan 2020, asm3 aka as1m) is guaranteed to be fixed sell and buy at rm1 per unit by PNB. no matter how much ppl sell, the priced have been fixed already