Ultimate Discussions of ASB1/2-Financing, questions/comments/criticisms welcome
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 Dec 28 2019, 03:28 PM
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#1
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Junior Member
143 posts Joined: Aug 2010 From: My Bloody Valentine 
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wahai TS yang bijaksana,
ayam already have asb financing but can ayam dump all savings money into the asb financing account(like normal asb)? does that means ayam still need to do commit every month? ayam a bit pening over this konsep |
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Dec 28 2019, 03:34 PM
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#2
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Junior Member
143 posts Joined: Aug 2010 From: My Bloody Valentine
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QUOTE(wild_card_my @ Dec 28 2019, 03:29 PM) Yeah you could do that. that is called making an advanced payment, this way you dont have to think about making the commitments every month. It depends on the bank though this is exactly the confusing part coming frombut why would you wnat to do that? why not just make normal monthly payments and keep the money you have in hand deposited into ASB2 (if your ASB1 already full)  im paying consistently for amount needed each month but also at the same time, ayam realise ayam not been spending much and have more savings than actually expected(i cannot commit to have higher asb loans because just agreed on another commitment that causing dsr to be around 70%) how do know my 2 banks are on same/different asb accounts? |
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Dec 28 2019, 04:00 PM
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#3
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Junior Member
143 posts Joined: Aug 2010 From: My Bloody Valentine
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QUOTE(wild_card_my @ Dec 28 2019, 03:57 PM) erm, you should know if they are ASb1 or AASB2. ASB2 is quite hard to come by. What are the loan sizes? You can also look at the bank portal, look at the loan names, it will usually mention ASB or ASB2 uuuayam realise ayam quite dum dum in this, save for the calculation...not part of equation thanks sifoo |
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