sometimes i top up the cash side and i paid the monthly loan payment. Peduli, janji compounding.

However, the other day i saje go ask MBB i want to cancel the loan cos net effective return not nice la bla bla and so on then MBB said, no worries, if you dont touch your div in 3 years, you will get extra 100k.

Got such thing?

You can sign up at the banks, or approach ASBF brokers around such as myself.

Totally up to you, no difference on the financing package except they may force you to sign up for Takaful since that is part of your KPI

But first you must be eligibke to open ASB accounts

Yeah man, tu yg kecewa sikit. Why  didn't I find out earlier about ASBF. Started my ASBF at 32y old. Rugi bnyak tahun dah ni