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TSapplezhai
post Apr 29 2019, 07:49 PM, updated 7y ago

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Hi guys

I am 28 years old and aside from pre employment health screening, haven't been to a proper full body medical checkup.

So I think it is about time to go for one but I am pretty noob at this obviously, so if you guys don't mind give me some tips on the following :

1. What packages should I go for?
2. How frequent should a middle aged person go for checkup in a year.
3. Where should I go to for the checkup? Clinic? Hospital? etc (I went to BP Healthcare for pre-employment screening btw)
4. How much should I expect to pay for a checkup? Or maybe you can guide me on the reasonableness of market prices

Hope sifus out there can give some advice... Thanks in advance thumbup.gif thumbup.gif
gonfeeces
post Apr 29 2019, 08:48 PM

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50-500 depend on the package, suggest go to any lab to understand what you really need

This post has been edited by gonfeeces: Apr 29 2019, 08:48 PM
bukechi
post Apr 30 2019, 03:28 PM

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if you confused.. maybe try here .. the price is also in a good range

user posted image
TSapplezhai
post Apr 30 2019, 03:43 PM

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QUOTE(bukechi @ Apr 30 2019, 03:28 PM)
if you confused.. maybe try here .. the price is also in a good range

user posted image
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Oo nice thanks bro for your help, will give it a look smile.gif
thesoothsayer
post Apr 30 2019, 04:31 PM

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Should think about getting insurance first if you plan to before doing a check-up in case anything crops up.
TSapplezhai
post Apr 30 2019, 04:36 PM

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QUOTE(thesoothsayer @ Apr 30 2019, 04:31 PM)
Should think about getting insurance first if you plan to before doing a check-up in case anything crops up.
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But doesn't insurance requires you to do it anyways before the agent can take you up as a client?
thesoothsayer
post Apr 30 2019, 04:38 PM

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QUOTE(applezhai @ Apr 30 2019, 04:36 PM)
But doesn't insurance requires you to do it anyways before the agent can take you up as a client?
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Depends on what you declare.

Generally, if there's nothing suspicious, they won't ask for further checks.
heliozguard
post May 1 2019, 07:38 AM

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QUOTE(thesoothsayer @ Apr 30 2019, 04:31 PM)
Should think about getting insurance first if you plan to before doing a check-up in case anything crops up.
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Are they obliged to report any negative findings? Where's patient confidentiality? That being said, anyplace for anonymous full checkup?
thesoothsayer
post May 1 2019, 09:29 AM

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QUOTE(heliozguard @ May 1 2019, 07:38 AM)
Are they obliged to report any negative findings? Where's patient confidentiality? That being said, anyplace for anonymous full checkup?
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They are not obligated, but if you get a negative result, you're obligated to declare upfront. Otherwise, there's always a chance they'll find out later and deny your claims. That would be worse after having paid lots of premiums. I'd prefer to declare everything up front.
arthurlwf
post May 1 2019, 07:54 PM

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QUOTE(thesoothsayer @ May 1 2019, 09:29 AM)
They are not obligated, but if you get a negative result, you're obligated to declare upfront. Otherwise,  there's always a chance they'll find out later and deny your claims. That would be worse after having paid lots of premiums. I'd prefer to declare everything up front.
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Can the consumer claim back all the amounts that he/she paid to insurance because insurance refuse to cover?
se800i
post May 2 2019, 10:06 AM

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Dear all,

my budget is Rm 500. any recommended health screening packages for me?

Prefer to go hospital to do a very detail body check up.

I personally did survey a few hospital. I find the package from Ramsay simedarby not bad...

anybody did from there before?
devil_x
post May 2 2019, 10:15 AM

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QUOTE(applezhai @ Apr 30 2019, 04:36 PM)
But doesn't insurance requires you to do it anyways before the agent can take you up as a client?
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if you look like in good health and not look overweight and declare no illness, should be ok, no need to to take medical checkup.
nightkids81
post May 2 2019, 10:20 AM

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QUOTE(se800i @ May 2 2019, 10:06 AM)
Dear all,

my budget is Rm 500. any recommended health screening packages for me?

Prefer to go hospital to do a very detail body check up.

I personally did survey a few hospital. I find the package from Ramsay simedarby not bad...

anybody did from there before?
*
can try the package offer by IJN
https://www.ijn.com.my/health-and-wellness/special-packages/
TSapplezhai
post May 2 2019, 01:01 PM

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QUOTE(devil_x @ May 2 2019, 10:15 AM)
if you look like in good health and not look overweight and declare no illness, should be ok, no need to to take medical checkup.
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Last time (8 years ago) my insurance agent required me to go for a body checkup for one of their investment plan. IIRC it was sponsored by the agency itself, so I just went for the checkup.

But mentioned by a user above, best to be honest and upfront about your health status to avoid any complications when claiming insurance.
TSapplezhai
post May 2 2019, 01:03 PM

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QUOTE(nightkids81 @ May 2 2019, 10:20 AM)
Hi would you say this package is pretty comprehensive? I am pretty noob at this and don't know what to look for in general sweat.gif
se800i
post May 2 2019, 03:00 PM

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QUOTE(nightkids81 @ May 2 2019, 11:20 AM)
oh...this is useful.... Thanks mate
thesoothsayer
post May 2 2019, 04:33 PM

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QUOTE(arthurlwf @ May 1 2019, 07:54 PM)
Can the consumer claim back all the amounts that he/she paid to insurance because insurance refuse to cover?
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I'm not an agent, but no. Simply because you did not disclose all the information they requested. In essence, you were trying to cheat them. If you had disclosed full information, they might have added loading, exceptions, or even rejected you outright.

Maybe someone else who has experience can let you know.
arthurlwf
post May 2 2019, 05:11 PM

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QUOTE(thesoothsayer @ May 2 2019, 04:33 PM)
I'm not an agent, but no. Simply because you did not disclose all the information they requested. In essence, you were trying to cheat them. If you had disclosed full information, they might have added loading, exceptions, or even rejected you outright.

Maybe someone else who has experience can let you know.
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I can also say i dunno what they requested. Means insurance not checking properly, and only check properly when customer want to claims. Isn't it that by right Insurance company have the obligation to check first before approve the insurance policy.
thesoothsayer
post May 2 2019, 05:14 PM

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QUOTE(arthurlwf @ May 2 2019, 05:11 PM)
I can also say i dunno what they requested. Means insurance not checking properly, and only check properly when customer want to claims. Isn't it that by right Insurance company have the obligation to check first before approve the insurance policy.
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Of course you know! You signed the declaration forms when you bought the insurance.

Eg. http://www.etiqa.com.my/Document/1471835916033 All insurers have similar forms.


arthurlwf
post May 2 2019, 06:03 PM

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QUOTE(thesoothsayer @ May 2 2019, 05:14 PM)
Of course you know! You signed the declaration forms when you bought the insurance.

Eg. http://www.etiqa.com.my/Document/1471835916033 All insurers have similar forms.
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I'm learning some skills from recent court case.

I really don't know because somebody tick for me.

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