Hi,

First time buyer. recently book a unit and got a loan offer 3-days later. Was really lucky since difficult to get 90% loan (due 0 CCRIS, <35 yrs term, working in SG).

As first time buyer, if there any particular clause to read (between the lines) in the loan agreement (LA). Used to read terms and conditions whenever I sign any documents, but the clauses too complicated. Haha

Can I check when signing Offer Letter and Loan Agreement to be the same person, but SPA signing will be another person; e.g. spouse name only instead of the borrower's name?

This post has been edited by lewissac: Oct 24 2022, 04:11 PM

I see. So not possible to have name A in the loan agreement but name B in the SPA?

Only way would be Name A in loan agreement and Name A and B in SPA??