If rental could cover mortgage payment, qualified tenants would have bought/buy. Where are you going to find tenant?

Property is not newly discovered or invented. If property investment could be self financing, every da ma and kopitiam unkers would be multiple properties landlords. Where got chance for Gen y or z to queue to buy.

All my units i get positive cashflow, in terms of CA, history is easy to tell..but 30% within next 5 years? I'm interested to know as well..

Here's my recommendation, sit on your hands and invest something else for now....because prices are going to drop hard this year along with interest rates.

Free advice, and you will save 10s of thousands easily.