QUOTE(MakcikLum @ May 27 2019, 04:18 PM)
first, choose the area you like
2nd, how much monthly income you have (bank loan installment normally is 1/3 of your salary, otherwise bank will not approve the loan)
3rd, own stay or investment, if investment, need to check how neighbor area perform in returns (rent & property price appreciate %)
if own stay, for me, Q is near work place is better if you are now early 20s, near baby sitter house if you are in 30s, near ambiance , bird singing quite place if want to retire
4th, got facilities around, eg, bus stop, school, pasar, other amenities etc
5th, you got to hv 10% of the property price in your savings, bank loan normally is 90%, spare extra for legal fee, maintenance initial deposit, TNB, SYABAS deposit, minor renovation cost (setting the lights, fan, water heater, gas hook etc)
I guess that's my 2 sen worth advise ...
Any other advice? I'm quite new to the property industry as well. Just bought a unit in Sentul. Thinking of renting out my other two rooms. At least can pay my installment 2nd, how much monthly income you have (bank loan installment normally is 1/3 of your salary, otherwise bank will not approve the loan)
3rd, own stay or investment, if investment, need to check how neighbor area perform in returns (rent & property price appreciate %)
if own stay, for me, Q is near work place is better if you are now early 20s, near baby sitter house if you are in 30s, near ambiance , bird singing quite place if want to retire
4th, got facilities around, eg, bus stop, school, pasar, other amenities etc
5th, you got to hv 10% of the property price in your savings, bank loan normally is 90%, spare extra for legal fee, maintenance initial deposit, TNB, SYABAS deposit, minor renovation cost (setting the lights, fan, water heater, gas hook etc)
I guess that's my 2 sen worth advise ...
Oct 22 2019, 12:33 PM

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