Just got the card last week. Not enough info though.
Planning to use it on my next oversea trips

i have set the rate but donno why it send alert eventhough not reach the set rate

Can..except for the multi currency function which u still need to visit branch to activate.

different way of converting. for bigpay, u only convert when purchase, & will only know the conversion rate at that time. for merchantrade, u can convert earlier to foreign currency. so u can choose to convert when the rate is low. u can check the rate on the apps before converting.

been using this card on my recent trip to uk. it's so convenient having loaded it with pound. over there u can even buy ticket bus with it. u can immediately see what u have spent. just a small issue since it records in malaysia time.

bare in mind that the paywave is limited to RM250 so means about 50 pound or less, which can be a little hassle after u reach your limit where u need to use it old fashion way (slot & sign)

if you go travel oversea, i fully recommend to have it.

yeah.. multi-currency feature is very convenient. got 3 currencies on my card currently. pound for my last visit to uk, AUD for my next visit to australia, & RM of course

yes possible. any ATM with visa sign should be accepted, but i have not tried it myself, & there will be extra charge incurred as well. for me, beter to stick to visawave or normal CC slot in payment.

correct. when you travel, you gotta have both with you. some cash & some money in ewallet maybe 50:50 ratio. that way you should be covered.

i dont think you can do that. you can always buy back RM with your extra foreign currency & use the card in malaysia