Merchantrade money VISA, Multi Currency Wallet
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 Feb 29 2020, 11:49 PM
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#1
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Senior Member
2,379 posts Joined: Sep 2017 
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QUOTE(lkwah86 @ Feb 28 2020, 12:33 AM) Merchantrade Receives BNM Approval to Increase E-Wallet Limit Size to RM 20,000 Wow, wanted to sign up previously but didn't.https://fintechnews.my/23009/e-wallets-mala...ze-to-rm-20000/  |
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Mar 5 2020, 11:20 PM
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#2
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Senior Member
2,379 posts Joined: Sep 2017
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Went to open a merchantrade account. Cashier asked for $100 but when I checked the app, balance is only $70. Why is it so?
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Mar 6 2020, 01:04 PM
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#3
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(nbdy @ Mar 6 2020, 02:04 AM) RM10 join fee, RM20 refundable deposit, RM70 balance. Thank you. The customer service did not tell me this although she should have. You just save me a trip to merchantrade today. that RM20 won't show up in balance  |
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Mar 11 2020, 03:09 PM
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#4
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Senior Member
2,379 posts Joined: Sep 2017
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Merchantrade forex is no good. Was thinking of converting MYR to SGD and deposit into my Singapore bank account but the forex rate was even worse than a normal money changer's rate. In addition, still have to pay fees on top of the forex rate
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Mar 13 2020, 12:52 AM
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#5
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(leo_kiatez @ Mar 12 2020, 08:34 AM) Just noticed, merchantrade doesn't have MYR to USD prepaid card wallet conversion? Anyone can confirm. Yep. Can't see it |
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Jun 6 2020, 01:30 AM
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#6
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Senior Member
2,379 posts Joined: Sep 2017
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I am a merchantrade card holder but so far have never used their service. Will they cancel/kick me out due to inactivity?
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Jun 6 2020, 09:57 AM
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#7
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(ericlaiys @ Jun 6 2020, 01:41 AM) no. as long you got money inside. frankly speaking now mco, where got people want to travel and use other currency. Thanks. Didn't know they charged RM8 per year. Wanted to use it as an ewallet but found out merchantrade forex rate really lousy-worse than moneychanger.they will charge RM8 per year for your card. Let say next year (after a year), if inside no balance to deduct rm8, then most likely card invalid |
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Jun 8 2020, 12:29 AM
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#8
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(ericlaiys @ Jun 6 2020, 10:59 AM) it has it's usage and depend how u see it. u can use as prepaid debit card with RM balance. I got merchantrade because of the multicurrency wallet--wanted to use it for investment purpose but the rates are just too lousy.for me,you can easily buy the currency when low and keep digitally. Multi currency wallet is quite useful. I sure need SGD, USD, Dong, Euro, Pound, etc when travel Else, end up having physically notes which keep as dust and always useless for small notes changes. compare to bigpay, u can keep the currency (buy low) and sell when high. or keep it for future use. conclusion, it has the value depend how you use it |
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Jun 14 2020, 01:07 PM
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#9
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(datolee32 @ Jun 14 2020, 10:47 AM) Compare to Merchantrade, bigpay currency more attractive right? Not only bigpay but normal money changer forex are better |
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Aug 1 2020, 09:50 PM
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#10
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Senior Member
2,379 posts Joined: Sep 2017
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QUOTE(leo_kiatez @ Jul 31 2020, 10:52 AM) So which rate is not lousy? Try transferwise |
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