Oct 20 2008, 06:24 PM
QUOTE(mamma mia @ Oct 20 2008, 02:36 PM)
then i think i have to go for matrix. pls list down the documents needed. i'll contact you when everything is ready. and the approval will take how long?
** it is so unfair for us, like me a good paymaster to be punished for somebody else fault. bank negara should do something about this. we never know that the person we guarantee will not pay their loans later. even close friends and families get away with that. at the first place, bank should not impose the rules to present guarantor because later on nobody wants to be guarantor anymore but it's hard, sometimes be need to be kind.
i dare not to start a topic on that. very hard to justify.** it is so unfair for us, like me a good paymaster to be punished for somebody else fault. bank negara should do something about this. we never know that the person we guarantee will not pay their loans later. even close friends and families get away with that. at the first place, bank should not impose the rules to present guarantor because later on nobody wants to be guarantor anymore but it's hard, sometimes be need to be kind.
documentns needed:
1. ic
2. license
3. 3 months salary slip
4. 3 months bank statement where ur salary is banked in
thats it. no deposit needed. hyundai will take longer to process then any other cars. dont ask me why. i think they are quite lembab. it will take at least a month. so please bersabar.
my deals are quite simple. i always state that all i need is your documents. if everything goes well, u can get the car u want. if downpayment is needed u only have to pay when u get your car keys. before that, no money transaction takes place. u wont lose a single cent if somehow can't approve. approval rate so far is around 80 - 90 %. some major cases cant approve. most showroom will ask u to put in some booking/deposit money. up to u to judge.
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