why no consider iriz? monthly less than 5++ if u buy 2nd or new w/ 9 yrs loan.

anyway for your 3 option, clear winner is myvi of course. i am talking bout the new gen myvi, not that sampan passo maibi. safety is good, large cabin space, and being a perodua, got better FC and RV.

however if u prefer to enjoy cornering here and there, iriz will serve you well. plus in terms of safety, it is better than passo maibi and a little bit better than new myvi because iriz got HPF steel. the downside are iriz quite heavy at 1.2 tons hence FC greater than myvi.

If u prefer sedan, my recomendation is persona FL.