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SUSsdin3269
post Mar 25 2019, 08:59 AM, updated 7y ago

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how much is the cost and how long it take? considering to refinance my property.

Thanks
AskarPerang
post Mar 25 2019, 09:59 AM

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The cost is based on the value of your property.
Valuer will go to the visit the property and snap pics.
How long will depend on how efficient is this agency coming with the official report.
SUSsdin3269
post Mar 26 2019, 08:13 AM

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QUOTE(AskarPerang @ Mar 25 2019, 09:59 AM)
The cost is based on the value of your property.
Valuer will go to the visit the property and snap pics.
How long will depend on how efficient is this agency coming with the official report.
*
Thanks boss

Can Pm good agency, mean that pricing ok and not too busy (effiency)
Pac Lease
post Mar 26 2019, 09:31 AM

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QUOTE(sdin3269 @ Mar 26 2019, 08:13 AM)
Thanks boss

Can Pm good agency, mean that pricing ok and not too busy (effiency)
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if you are doing refinance with bank, then the bank will appoint their panel valuer to do valuation report. you may check with your banker.
SUSsdin3269
post Mar 26 2019, 09:38 AM

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QUOTE(Pac Lease @ Mar 26 2019, 09:31 AM)
if you are doing refinance with bank, then the bank will appoint their panel valuer to do valuation report. you may check with your banker.
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Oh ok, didnt check with the bank yet. thanks
Pac Lease
post Mar 26 2019, 09:42 AM

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QUOTE(sdin3269 @ Mar 26 2019, 09:38 AM)
Oh ok, didnt check with the bank yet. thanks
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welcome. so your refinance cash out is term loan or overdraft?
SUSsdin3269
post Mar 26 2019, 09:49 AM

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QUOTE(Pac Lease @ Mar 26 2019, 09:42 AM)
welcome. so your refinance cash out is term loan or overdraft?
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Which one easier, actually to transfer to ,my son and get some cash. which one better you suggest? in term speedier process and overdraft is an option as i may need cash or may not for business purposes.
Pac Lease
post Mar 26 2019, 12:06 PM

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QUOTE(sdin3269 @ Mar 26 2019, 09:49 AM)
Which one easier, actually to transfer to ,my son and get some cash. which one better you suggest? in term speedier process and overdraft is an option as i may need cash or may not for business purposes.
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if involve of transfer ownership, refinance disbursement will be take around 2 to 3 month. Nowdays alot of people taking overdraft facility too because is easy to use and the MOT fees can be deduct from the overdraft account.
Pac Lease
post Mar 26 2019, 12:15 PM

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property transfer to your son will involve MOT, so meaning your son will become the borrower for the loan application. if you don't mind, you can send me your property detail, i can help you to check your market value.

1. type of property
2. full address
3. landsize / build up size
SUSsdin3269
post Mar 26 2019, 09:34 PM

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QUOTE(Pac Lease @ Mar 26 2019, 12:15 PM)
property transfer to your son will involve MOT, so meaning your son will become the borrower for the loan application. if you don't mind, you can send me your property detail, i can help you to check your market value.

1. type of property
2. full address
3. landsize / build up size
*
Hi thanks, already pm you
Pac Lease
post Mar 27 2019, 10:39 AM

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QUOTE(sdin3269 @ Mar 26 2019, 09:34 PM)
Hi thanks, already pm you
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Please check ur message. Need more info on ur property. Thanks.
Pac Lease
post Mar 27 2019, 04:38 PM

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QUOTE(sdin3269 @ Mar 26 2019, 09:34 PM)
Hi thanks, already pm you
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I already reverted ur house value, u can check it out.

 

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