Wah interesting topic......so my 2 cents as follows:

Die with debts can work.....and here's how:
Just like anything, one must have the right condition

Condition: Do not have own family or responsible to anyone....if got also you don't care already one......u are 4ever alone or plan to be alone with 'dun care' attitude.....or u already know u will die soon......

What you need to do:
1) Obviously, borrow, loan, take whatever credit money u can.... there is plenty of place u can take money from.....

a) Banks - all bank brand in M'sia, personal loan, dun care interest rate..
b) Ah Long - all race of ah long from every phone number u see in street lamp post.....
c) Take out all type of expensive materials on loan basis, house, car, furniture, electrical appliances, phones, convert it to cash no matter how low they give......as long as cash u take....

After taking cash, how u use the cash its up to you....

When it comes to re-paying.....
As per topic, Die with debts ma.... so go die lor..... u can always choose to end ur life anytime....

If not, you can pusing2 or U-turn like our politicians these days.....u will still be alive no matter how ppl treat u......no ah long will kill u as they want ur money not ur life.....

or

Run away to China like our Jho Low taiko, Alvin, other Fugitive, our polis so lazy n only know pusing2, they go there investigate also lazy, so nobody will find u eventually...

so can work ma..... why cannot.... if u met the requirement, can try2 !!!