medical insurance cost sudden increase 29%, normal !?
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 Mar 16 2020, 12:07 AM
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#1
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Junior Member
448 posts Joined: Aug 2005 
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QUOTE(JustcallmeLarry @ Mar 15 2020, 11:14 PM) no price increase for ILP?? I have both. ILP always price increase. General insurance medical card always follow premium schedule not simply increase but sometime can loading +25% / 50% once you got claim before. |
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Mar 16 2020, 01:04 PM
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#2
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448 posts Joined: Aug 2005
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QUOTE(JustcallmeLarry @ Mar 16 2020, 12:18 AM) But I have never made any claim since I sign up??? So far I have MSIG & Pacific medical card past 10 years no increase.. thank god no claim also.I had back to back year increase for the past 2 years.... Your company didn't increase? |
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Mar 16 2020, 01:05 PM
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#3
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QUOTE(cherroy @ Mar 16 2020, 12:01 PM) Since when medical insurance got locked in premium? agreed. The premium table for your age group will increase every 5-10 years but the table never change for my insurance. It follow day 1 when I sign up after 10 years follow chun chun.Medical insurance premium always follow your age. You buy at young time, it is cheaper, because you were 18, and the premium is based on yo 18 table. Now if you are 50, then premium is counted based on 50 yo table. No such thing of buy when young, then become old time, the premium stays the same or cheaper. This post has been edited by ahwai: Mar 16 2020, 01:06 PM |
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