https://www.bankrakyat.com.my/c/personal/ca..._card-31/credit

TERMS AND CONDITIONS OF FREE ACCESS TO PLAZA PREMIUM LOUNGE MALAYSIA FOR BANK RAKYAT PLATINUM EXPLORER CREDIT CARD-i

TERMS AND CONDITIONS 5% CASHBACK FOR AIRLINE TICKETS AND HOTEL BOOKINGS FOR BANK RAKYAT PLATINUM EXPLORER CREDIT CARD-i

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Bank Rakyat´s new credit card offers 5 pct cashback on hotel, airline purchases

http://bernama.com/en/news.php?id=1772200

KUALA LUMPUR, Sept 27 (Bernama) -- Bank Rakyat has become the first bank in Malaysia to launch a travel credit card-i that offers customers a 5% cashback on any hotel and airline ticket purchases up to RM1,000 per annum.

Bank Rakyat acting managing director Datuk Rosman Mohamed said the Bank Rakyat Platinum Explorer Credit Card-i was a collaboration product with Mastercard.

“With over six million customers and a total card base of 2.2 million currently, we aim to attract 1,000 new applicants per month for this newly launched credit card.

“As at August this year, we have more than 400,000 credit cardholders and we are confident of achieving the target, aimed specifically at young Malaysian travellers based on the increased demand for intra-regional spending,” he told a press conference after the launch here today.

He said Bank Rakyat sees strong growth in overseas and travel-related spending that makes the launch of this travel credit card as timely to better serve the burgeoning travel segment.

The Bank Rakyat Platinum Explorer Credit Card-i is a Shariah-compliant credit card that specially tailored for the frequent travellers’ segment.

Meanwhile, Mastercard Asia-Pacific Pte Ltd country manager Perry Ong said the card also marked a milestone for Mastercard as it features a soon-to-be-launched global cash rebate programme that allows Mastercard cardholders to enjoy exclusive, automatic overseas cashback offers when they travel and shop.

“Mastercard cards have become the complete travel companion. Together with Mastercard’s curated offers and exclusive privileges to shop, eat, stay and play at destinations around the globe, cardholders will be able to make the most of every travel moment, from planning to exploring at their chosen destination,” Ong added.

The benefits of the newly launched credit card include complimentary three times access to Plaza Premium Lounges in Malaysia per year, access to Mastercard Priceless Cities and Priceless Specials offers, earn Rakyat Reward points to redeem cash, a zero markup on foreign exchange and no annual fee.

All Bank Rakyat credit cardholders also will enjoy unlimited five per cent petrol cashback every Thursday at all petrol stations nationwide from October 2019 to December 2019.

What is updated?
Cant find the new T&C.

So I need to pay 38.5k? I not idea how the Islamic banking works.

you can see announcement on pbb website. stay tuned 1st aug
You can read at pbb forum. people complained on not getting cashback on pbb Islamic which revision on 1 july. everyone thought spend on June can get but statement on July effective