General question for Credit Card (Lounges access) with Travel Insurance. If I used the card to buy flight ticket for family, will all my family members get the coverage too?

This post has been edited by myahsam: Jul 11 2025, 06:18 PM

coz no point give more benefit. start to reclaim lost and gain more profit

Yes. Why the question?

Can name the credit card?

Just to be clear you are referring to travel insurance coverage right?

Read the fine print. Certain cards such as Ambank only cover if purchase within certain period of time and coverage is limited.

I'd advise you to read carefully and in detail the T&C and coverage information pertaining to Travel Insurance coverage provided by the credit card issuer and evaluate whether you will be happy with the coverage given. Understand the impact carefully should you opt (or not) for the given travel insurance.

The same advice I'd give to everyone in this forum - buy a separate travel insurance for yourself and family. Only have minimal dependency or better none on credit card issuer Travel Insurance. This is a friendly advice - I'm not endorsing nor promoting any travel insurance from any parties.

This post has been edited by hye: Jul 11 2025, 07:19 PM

not so understand what it means.. does it mean only first year get 2 times lougne access.. then after first year how?

we are existing cardholder.. not first year anymore..

Yes. I never trust those cc travel insurance

Hi all,
Anyone have experience with Affin Invikta card? And how is their customer service? I absolutely hate those AI thingy that a lot of the bigger banks use these days.

Have you tried this outside Malaysia?

Tried in HK and Singapore, it works.

Hi Sifus,

My income not very high, around RM60k annual income.

I used to hold a supplementary Citi Premier Miles, which was later converted to UOB PRVI Miles Elite for complimentary lounge access. Now that UOB doesn't allow supplementary to access complementary lounge access, can anyone recommend a card with free local lounge access, preferably with minimal spending and no/waive-able annual fee?

I travel like 1-2 times a year at max, mainly to Bangkok / Singapore / China.

Currently also hold a CIMB Travel Platinum card. If there's no other option, will probably start loading some spending onto this card.

Thanks.

for local right?

> bank rakyat explorer 3x ppl, no annual fee

other cards i could think of have annual fees: uob world, alliance vi, maybank krisflyer amex plat

This post has been edited by id28: Jul 15 2025, 07:05 PM

For Aeon Biker Infinite Visa, the Principal Cardholders are allowed to bring one (1) accompanying guest per entry.

Does that mean we should let the staff to swap the card twice?

Hello sifus

For my existing debts with the UOB world card, can they be transferred to new card if i decided I want a new one considering they removed KLIA2 lounge access?

must settled first before transfer. anyway better check with cs

Yep, currently only looking for local ones. IIRC the last time I looked, those with international access requires either annual fee, or minimum spending above my level of spend. But I'm still open to it if there's anything interesting.

Looking good. Will give this a shot. Anyone else holding this card?

Does the supplementary card holder share the 3x access with the main card? Or have their own 3x entries?

local PPL u can go for aeon big visa gold. min income 36k per annum.

must spend rm500 within 30 days within lounge visit (before or after).

edited: u can use that card for petrol on sunday 5% + online everyday 2% (just to accumulate that rm500 at least with cashback).

https://myaeoncredit.com.my/aeon-cards/aeon...visa-gold-card/



This post has been edited by erry-: Jul 16 2025, 10:30 AM

Been using this card for a while...although internet banking looks outdated but card features are not bad...with 5% cashback on travel bookings and 0% forex on overseas trx..