I do. I park bulk of my cash in Simple & auto DCA weekly to my other portfolios. Love the convenience & simplicity.

If you are OK with 5 days withdrawal time that is.

I am parking 1 month salary in Versa and 1 month salary in SA Simple, so far "personally" Versa less hassle and way faster/smoother in and out. Returns remains to be seen so no comment yet, early indication too biased towards one side that it doesn't make sense...

This is Versa:
https://versa.com.my/

Its basically just like SA Simple... money market fund sold as an FD alternative, pushing liquidity as its selling point. Versa's direction is trying to make MMF as liquid as possible, so you can deposit and withdraw quickly. Stashaway's view is that SA Simple's delay in withdrawal is great for investor self control.

SA Simple underlying fund: https://www.eastspring.com/my/funds-and-sol...s?fundcode=E026
Versa underlying fund: https://affinhwangam.com/invest-with-us/lis...etails?q=EDFHCF

In practice, while Versa advertises T+1 withdrawal, realistically speaking its more like T+2, so its only a slight improvement over SA simple for withdrawal. Versa also offer overnight interest for deposit processing delays.

In future, Versa seems to hint at a card that can spend your funds in Versa directly, but I'll believe it when I see it.

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I also believe in weekly DCA too since the ... for the lack of proper terms since I am somewhat newbie too - "resolution" of the DCA is better.
But if I am really honest? DCA weekly just make me feels better it scratch that "money spending" itch. So overall I save more.

But anyway, I am not DCA-ing by choice, I'm DCA-ing because I am investing a portion of my income. if I had 100k lying around you can be sure I am lump-sum-ing them hahaha.

I will calculate to withdraw small amounts when the ringgit is weak and it depends on a week to week calculation based on USDMYR movements just like last week because I hit my target profit with my gains only not the base investments
Yes I withdraw small amounts on the gains only when MYRUSD hit a certain target point just like last week it was trading at 4.0621

Ringgit has never hit below 0.26usd as it means it was trading at USDMYR at 3.846 which it has been never been hit for almost 3 years last week rate was at 0.2462 which is a total 4.06 when my entry was at 0.2496 on Jan 2

You have to buy when ringgit is strong and withdraw when the ringgit is weak to maximise the gains as you can see these 2 days price gains are small as compared due to strengthening ringgit which takes off almost 1% gains compared to price of ETFs 

I'm planning to move bulks once I hit 30K since it's more cost effective to move into overseas brokerage / currency exchange when doing it in bulks

Problem is the rebalancing part - with SA the rebalance is automatically done during monthly DCA but I doubt that I'll have transactions that frequently in my foreign brokerage

Happy 1 year anniversary to my 36% portfolio that never had any positive return 😄

Don’t even bother to adjust as you will lose even more when they readjust the holdings

Just stop DCA and put it elsewhere instead and let it sit until break even

When I start to read posts in forum about quitting platform, stop DCA etc reminds me back in 2008 Lehman Brothers crisis. I guess all investors are the same including me also.

History and experience has told me it is a big mistake so now I am more prepared. I am not quitting. I just paced my DCA frequency longer say every 3-6 months with smaller DCA amount each time. I stay on but cautiously becuz the bounce back can be super fast and you may not have enough time to join in. Individual stock ok as it is traded on the spot but mutual fund and robo-advisor need time lag.

Alternatively during this down period look for dividend paying stock,mutual fund or money market fund those can see can withdraw and use. Dividend paying ETF I just started but quarterly, half yearly, yearly too long so I buy more on mutual fund with monthly instead.

Too US heavy. How about VTI + VXUS up to USD 60k, then VWRA the rest.

I did the math, there is very little difference in interest earned whether you pick 1 month or 12, with auto renewal on.

With less than RM 5000, let it compound every 2-3 months. If 5000 and above just do 1 month auto renewal.

Why would you put 12 months? Unless you are betting the int rate will fall. In that case, you will not earn as much with MMF bcoz their int rates are more fluid.

Hell, I am losing $ on endowus cash portfolios (similar to stashaway simple).

Stash Away tried to attract us  with  4.6% and 0 fee