If DCA small amounts of less than USD100 then the beauty will work well

For those who DCA USD1000 will suffer due to FX conversion together with unit price purchase easily RM30 to RM50 subject FX rates

Both strategy have its good and bad but overall DCA it is good for mass market for minor savings 

Cause they screwed up my sell order so that’s why I can get response so fast tonight

Detailed performance I used Bloomberg to even drilled down until 3 day and weekly performance
The amount matters as it is based on exchange spot rate minus -0.1% At the current baseline spot rate USD100 is RM403.95 while USD1000 is RM4039.46 which after minus 0.1% conversion service rate the difference is about RM0.04 which

So DCA will always lose about 0.8% due to cents rounding which can add up to a few dollars as from my experience hence is why I timed when to put and when take profits at the right time

They maybe not insignificant but it adds up to the profit of the brokers which relies on the micro gain from this type of rounding

It's an investment platform that trades in USD (except for SAMY simple with is in MYR), so it's reliant on USD staying strong. If you think that's the case then SAMY is a relatively low cost place to hedge against ringgit volatility since its management fees are low.

If your goal is purely to protect your funds from any depreciation in MYR value, invest in the low SRI portfolios (6% or 8%).

If you’re planning direct yes by all means go ahead buy from Krane directly

But make sure you have an offshore trading account either in HK or US to save on the commissions

Can someone please PM the bfm promo code?? thanks so much

So. I'm on 30% right now. It has approximately 20% in GLD.

If i move up 36% will the GLD weightage % reduce?

I still not much confidence on AKRU, few month ago I had request full withdrawal due to their website got problem, I had received money from AKRU, but until today I log into my profile, their system still show I have money inside, like never withdraw b4.

isn't it sailang also to a max of 20% allocation to KWEB, thru 36%SRI at SA?

this call nasty ke?

ask me read back..

stop wasting time say i nasty la

i keep say focus on tis topic lo

Received the gift box from Stashaway. It has a mug, a reusable bag, a blank notebook, and a small finance playbook.

But again, I joined stashaway malaysia a week before their launch, I deposited and waited a week before they started converting and buying ETFs.



The mug feels a bit cheap, I rather they just give me fee credits.

best time to invest in UT, robo advisor is when major market, ie S&P 500 value is low, clashed…..then wait for it to recover.