Around RM90 profit wiped off in the last 2 days at 22% risk.

Guess don't have that much money as you in it... 😔

I am at 22% risk. I notice nowadays, the dividend received is lesser than management fees. Before optimization, i see dividend is usually higher. But I am now at TWR 14.95% after 1 year. Just sharing.

Didn't see any activity or changes to portfolio by roboadvisor since the start of the dip... I was assuming some auto adjustment will be done to protect our investment.... Thought this is one of the selling point of roboadvisor...

Not looking for high frequency trading... I am just talking about this high drop started last few weeks... Since they are talking about data analytical to anticipate market, I assume there would have been some adjustment done based on their analysis and not panic adjustment.

I would thought they would advise that they anticipate it will go lower and changes the portfolio based on their analysis. I trust them to do it based on their data and experience as after all, this is an investment and the robo are the adviser.

I don't know. More allocation to gold? I know nuts about investment which is why I only DCA and let them do the job. I am just asking based on my understanding on that they publish. Below is what I got from their website.

More data, less guessing
Our system determines the best asset allocation for your personal portfolios based on economic conditions, not on how the market is doing that day. When economic conditions change to a recession, for example, your portfolio’s asset allocation automatically changes to maximise your returns and keep your risk level constant.

I think it was declared after market close. Will be a roller coaster ride... I think too soon now for it to continue going up..

Sharing some optimism. Started investing since Nov 2018. Continued DCA even during march price drop. Today my 22% risk level is in green.

Not sure how it will go in the next few months, but I think DCA is the best way right now. Hopefully those that started later than me will see green soon as well.

BOOST-2FMRC77E8

I also got one. Bought and only know can use once. Feel free to use it. Let me know once you redeemed. Bought in March... Not sure if they start counting 3 months from then.

I assume reference code is unique to each individual. So might be a good idea to hide that.

Find back old post... Someone bought twice and it didn't work the second time. They put the code in the thread in case anyone can use it.... Not sure if it still valid anymore but you can try...

I am one of them that bought twice and shared it out... Lol

Was wondering about this as well. But when you check the total, the dividend is consider as part of the capital. The capital seems reduce. So the amount still same. I don't understand this.

I think for SA you will need to put it for long term to see profit. I started when it was introduced, highest return I got before MCO was 10% from my capital, then it goes south during march. Continued DCA and now back at 10% of capital as well.

DCA wherever I have spare money... Usually once or twice a month since it started, I think Nov 2018.

I think most probably it's Curlec issue. When we setup direct debit, we are shown Curlec's term and condition. But this is real screw up.

To be fair, time are changing and we are relying on technology more and more. Many companies are moving towards digitalisation. Last time banks used to rely on old stable technology that have not changed in years. These system took years to stabilise. We don't see much publicised glitch as those are internal.

Moving forward, I think we will see more technical glitch as more and more system is within reach to end user and at real time.

I stopped DCA since last week. Reason is due to S&P been hovering around 3300-3400 for many weeks. Gold and KWEB been volatile. So each buying process is around that price. I will start DCA again if it have large drop like few weeks ago or when it starts to uptrend.

Just sharing my thought.

My buy order this week does not include KWEB... Anyone noticing the same? No changes to risk profile for me.

I seen this on my simple before. Do you have money in it before and transferred all out? My was due to that and when I reenter, it show part of it as returns due to there was no info reset after I cleared out simple the first time

SA just sold my gold and buy in KWEB due to balancing weightage, I assume....

I hope they are right about KWEB... Lol