Dont just put the graph, put the link to the article

https://www.stashaway.my/r/stashaway-performance-2-years

I am not sure why gold is considered a safe investment in stashaway.

only low risk portfolios have gold whereas high risk ones don't have gold or bonds, at all.

Method 1
by putting the same amount of money into both SA and ASM or (same proportion of money between the SA & ASM) & in same frequency interval, then compare. Example:
- same amount of money: put 1k into SA; 1k ASM monthly; after ASM announce dividend, u compare the gain on 1/april
- same proportion of money (fixed amount monthly): put 500 SA; 1.5k ASM; after ASM announce dividend, u compare the gain

OR

Method 2
U can record down the amount u put in SA over a certain period of time, example:
May 2019 (800)
July 2019 (1200)
Sept 2019 (1300)
Nov 2019 (650)
jan 2020 (350)
march 2020 (750)
April ASM 2020 dividend 4.25%

800 (4.25%*10/12) + 1200 (4.25%*8/12) + 1300 (4.25%*6/12) + 650 (4.25%*4/12) + 350 (4.25%*2/12) + 750 (4.25%*0/12)
= 28.3 + 34 + 27.6 + 9.2 + 2.5
= 101.6
If the same amount u put in SA u have been putting into ASM1, your gain will be RM101.60 in april 2020
If u put into Stashaway, then u compare your gain in SA with this figure.

Major error in May jobs report made the official unemployment rate look 3% lower than it is, Bureau of Labor Statistics admits

1m performance for 36%


*No DCA since re-optimization started.

Should be coming soon.

The Asia basket of ETFs in stashaway is currently at a 2 year high lol

US ETFs macam sesat

It's not all bad. The chinese govt doesn't want a repeat of the previous bubble. They want a steady bull market instead.

from that article....
"One retail investor said she made the most of Friday’s losses to load up on more shares.

“It’s still just the middle of the rally,” said 30-year-old Jess Huang, who works at a state-owned enterprise in Beijing."

"...........authorities appear keen to engineer a steady bull market rather than a repeat of the bubble that ended in a $5 trillion crash five years ago."....
engineer a steady bull market....thus got more to go after this pull back ??

Seems like bloodbath tomorrow

er.. "professionals" that are threatened by SA?
This we know why mad lor

OR
"professionals" with invested $ in many vehicle for many years, that speaks with their own invested $?
This is too funny if he mad - just because people like me are not working as financial planners doesnt mean we dont know squat about money management, investments & estate planning.

OR
something else?

Balance is the key word. When US ETF is available to the Malaysian market next year, there should be a shake up in the wealth management industry.

Best,
Jiansheng

This 'research' done in 2016 so may be a bit outdated ler. But it kinda challenged my thinking that most actively managed mutual funds under perform the market (index). I guess it's true for USA but things looks a bit different in Malaysia. Wish someone would renew this research for year 2020, haha.

Link: https://klse.i3investor.com/blogs/invest_ma..._Performing.jsp

Uncle this is not money game.

Higher risks doesn't always mean higher returns. It's up to each individual risk preference.

noooooooo, definitely not haha. FS is a P2P lending platform, means put money inside sure lose money kekekeke

i'll help U
think - buy high now & hope higher?
OR
buy low after a 30% down and hold on for dear life?
+
also, can hold on for dear life without emergency fund?
OR
can't zzz?

ohmm... clarity...

he says he itchy want to use his emergency fund in ASB nowadays ma

thus in context - now? when it is much higher than mid-end Mar?
+
can zzz or not, without security blanket of emergency funds safe & sound in ASB's magical fixed-price thinggy?

Wish everyone joined during March. Probably shitting bricks seeing their SA drop

When it is downward, everybody will runaway because it could be catching a falling knife.

To make as much money as I can with little effort as possible lmao