Don't think so.
Robo mean they do it for u, if u wanna decide it, better go IBKR buy it 😁😁😁

SA has mgmt fees

Your forget if you buy direct FX fees and brokerage fees with some have to pay extra commission

I would not bother buying direct unless you have RM500k on hand to play with because you have no idea with it as you don’t need monitor the market as you much what you think buying direct

You only have to research which ETFs are active with low expense ratio and what is the correct entry price with your time horizon and exit strategy to when take profit 
Definitely lose money if all your asset allocations are in the red

KWEB already 52 week low with a lot of funds waiting to buy in because when CCP FUD news out the buyers will swamped to buy in

Don’t worry too much about KWEB because try buying CQQQ instead

Yes SA have annual fees and conversion fee but by far conversion fee is competition while annual fee can be better because of lack of competition

By far SA is mostly costly for buying KWEB due to the market maker fee which is quite expensive but it is unique because it is buying both HKSE and Nasdaq ADR companies that for China Tech companies

CQQQ is basically only for China’s Tech companies and not to be MCHI which are tracking MSCI China Index and only buy into B and H shares which track the broader index for China’s main industries which includes construction, banking, biotechs as well Tech

So if you want compared Apple to Apple CQQQ is the almost closest thing to KWEB

If you wanna buy MCHI closest is locally Bursa listed is New China Tracker Fund but be beware the fund is underperforming the benchmark China’s SnP tracker but the expense ratio is low at 0.5% and YTD is about 3.5% and currently trading all time high

China ETFs are super complicated because it dual bourse trading with HK connect hence it is so complicated that split it based on alphabets

You only need to aware that which bourse is it buying from is HKSE or STAR or Shenzhen  if it is dual listing

https://research.ftserussell.com/products/d...are_Classes.pdf

ARKK if you manage to buy at the bottom well done because I picked up some as well as buying some of ARKG components as well

Keep an eye on ARKB soon because after ARKX performance this month you will know why ARK is worth the buy when you understand the flow, support and insight so of the picks

If you really wanna buy China related go study KBUY and KGREEN as well and wait for the dip to buy into

I agree with your viewpoint actually. I have been invested since Feb 2021. not even 6 months yet. i know it's a very short time, i'm not judging the returns at the moment.

I feel that the reoptimising is a fancy way of telling investors like us that they are doing something. it just sounds cooler marketing wise when they tell potential new customers the reoptimising part.

i do find it very weird why i'm losing more exposure to US but have some random 10% to australia. But i will stay invested and observe, since i did just start. but i will not stop looking out for other options while contributing monthly to Stashaway.

Those are exactly what hedge fund trying to do. Time market and stock picking. That said, maybe they will release a new podcast explaining that new allocation.

Mind that my allocation is huge, close to 6 digit I did say, and I have never withdraw any amount. And having another competitor platform with half that allocation earns me same.

Raise anyone's eye if u are in similar circumstance. Anything I bought this year in SA is been a flat line, US etf bring up and kweb down. Can say all the earning I have it was the bull run last year(which is everything.

Now with just comparing this year SA vs my other portfolio, it has been a huge difference. Mindful that 6months is just way too short to draw a conclusion who is better.

Just laying down the statement here,  no need to be defensive, everyone here just want to know more about what they getting into.

Be prepared for 2 quarters with VNQ giving good returns and EWA breaking 30 range again

36% this’s time will be even less volatile and lets see whether AGG performs better than BNdX

This time heavyweight lifting will be done by KWEB itself because any rises to 70 range easily 8% gain for the remaining 2021 returns

Wish they would have switch to IYR last month and the gains will offset ore oN KWEB kWeB 

The bonds are acting as hedge. usually if treasury yield goes down bonds go up. we have international bonds? the bonds in 36% are mostly US bonds i think.

Sekali China wants all PRC co to delist from US

-100.0%

There is higher probability to loose much higher in crypto than ETFs 

for those looking at thematic portfolio then have a look at IBB(iShares Biotechnology ETF)

did not do anything from 2015 to 2020 and then even in the pandemic isn't up much
there are examples where this doesn't happen but good to know what happens when you invest at the wrong time