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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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ben3003
post Jan 17 2020, 03:42 PM

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QUOTE(honsiong @ Jan 17 2020, 12:45 PM)
Do the SGX quiz and show them  18/20.
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how come i dont need do quiz but still can go 36%?
ben3003
post Jan 17 2020, 03:47 PM

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QUOTE(solstice818 @ Jan 17 2020, 03:46 PM)
That's probably because you answered you have experienced in investing in etf / investments.
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i see. memang got invest in FSM etc.. but not in ETF lol.
ben3003
post Jan 18 2020, 10:39 AM

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the conversion fee is 1 time only? if withdraw still need ka?
ben3003
post Jan 18 2020, 11:24 AM

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QUOTE(neverfap @ Jan 18 2020, 11:20 AM)
Yes. Itu conversion fee is charge by the bank der
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damn like tat need kena 2%..
ben3003
post Feb 7 2020, 10:56 AM

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i wanna ask, if i use my singapore cimb account for withdrawal, will i get charged for forex transaction?
ben3003
post Feb 12 2020, 05:24 PM

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QUOTE(zstan @ Feb 12 2020, 04:03 PM)
Topping up is to DCA so that in the long run the cost will average out. Has anybody lost money until pants drop under SA? If stock markets then yes la. That's the beauty of ETF as well as prices are lowered and diversified across tracking several funds and further diversified under roboadvisors tracking different ETFs from different regions.
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how the roboadvisors work.. the fund they buy also same ETF fund only even risk diff for the same asset class

This post has been edited by ben3003: Feb 12 2020, 05:24 PM
ben3003
post Feb 14 2020, 03:43 PM

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QUOTE(zstan @ Feb 14 2020, 03:30 PM)
If US crash...everybody else will crash laugh.gif
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so the robot wont switch to like bond or cash? or precious metal?
ben3003
post Feb 25 2020, 09:55 PM

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Why wahed no fluctuations? They also trade in US ETF.. even unit trust also will get affected by fx
ben3003
post Feb 26 2020, 09:57 AM

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QUOTE(zacknistelrooy @ Feb 26 2020, 12:23 AM)
That isn't true
Base currency of the ETF in Bursa is in USD

Also from their prospectus:

user posted image
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Definitely will have risk one lo.. ur etf also track US sp500 mean they buy the same stock.. then the stock also US ma.. dont tell me the stock not US based and malaysia ringgit can buy apple share.. it will not fluctuate is maybe u will not see up down direct at ur nav.
ben3003
post Feb 26 2020, 08:17 PM

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Guys wanna check for SAMY. If i do transaction today, so my fund nav is today date or tomorrow date?
ben3003
post Feb 27 2020, 01:04 PM

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u can see our ETF mostly is like 0.04% only the ETF itself.. then stashaway only collect 0.8% from u.. u see FSM simply simply equity fund also need 1.5%.. those say like more exp than UT.. how u guys count..
ben3003
post Mar 2 2020, 01:40 PM

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i stopped DCA weekly, gather bullet, wait for virus get better than only resume lump sum.
ben3003
post Mar 3 2020, 09:34 AM

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my 14% profile hold off quite well.. which is quite true to what SA projection can say.. the volatility is not tat high compare to my 30% profile.

at the end of the day i am looking at like 2% negative now. ytd S&P increase 4%.. hopefully can calm down more this market. coronavirus will become a norm just like any other flu, it is inevitable but it will not be an apocalypse type la.. so i dunno what ppl worry about. and most fatality is above 60yrs old.
ben3003
post Mar 3 2020, 10:16 AM

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QUOTE(honsiong @ Mar 3 2020, 10:08 AM)
Wah piang, S&P 500 shot up +5%.

Freddy's calm-ur-tits blog posts are on point. Many times ady.
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ya keep calm and stay invested.
ben3003
post Mar 9 2020, 01:43 PM

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good time to adjust risk..
ben3003
post Mar 9 2020, 02:30 PM

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QUOTE(honsiong @ Mar 9 2020, 02:02 PM)
No, lowering the risk means realizing whatever losses, unless you damn sure its gonna plummet more.
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its gonna drop further my fren lol.
ben3003
post Mar 11 2020, 10:31 AM

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QUOTE(dopp @ Mar 11 2020, 09:21 AM)
SA  -RM3xx
Wahed +
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same case.. wahed can survive lol
ben3003
post Mar 14 2020, 11:42 AM

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QUOTE(stormseeker92 @ Mar 14 2020, 10:45 AM)
i think its only getting worse. US just declared state of emergency
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declared but market up 10% 😁😁
ben3003
post Apr 15 2020, 09:28 PM

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Malaysia alot cash rich ppl waiting for this opportunity lo..
ben3003
post Apr 18 2020, 11:21 AM

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QUOTE(afif737 @ Apr 18 2020, 05:15 AM)
Agreed. and good to hear from a fellow menjalara-ian  biggrin.gif
Totally agree. I like to travel too and I like cars haha. So my friend asked me, what if I didn't buy my car or buy a cheaper car? I could invest the downpayment and monthly payment and when I retire I could have gotten 2-3mil ringgit extra on top of my target. I told him, yeah probably I could, but :
1. I don't know if i will ever get to my retirement age and
2. Even if I do, sure i'll have the extra cash and then what? Buy a sports car at 65? I will probably hurt my knees getting into a sports car at that age.

But for people who are happy with looking at the numbers and die die want to get as much money as possible, I respect that.
I actually calculated for a friend, he started working at 19, he is now 21. His epf contribution plus employer's is rm1200. If his salary maintains he can hit 1mil. If my calculation is right. I could be wrong.
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m40 can hit la.. 1 month ur employer+ ur own can reach 3k u got more than 1mil already.

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