After having been "under water" for so many many months,...
my port had just risen to take a breath.
hope it will continue to stay afloat and breath instead of going under water to continue with its sleep at the bottom of the sea



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I wouldn’t look at the RM portion but USD on the performance itself 🤦‍♀️ as the ETF holdings are positive for the year but yet still bagging losses 🤦‍♀️ from the KWEB debacle

You would not judge or see RM returns is okay for me.
But I looked at RM. I invest with RM thus I looked at RM returns
I hv money with kwsp in RM. Thus I looked at the returns in RM too

I invest and pay SA in MYR.
After X years I will want to see how much MYR will SA gives me.

Got point or no point is up to me to judge if it can beat my epf rates or not.

You do yours and I do mine.

I does not hv to think and act like you.






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StashAway Simple's projection has finally dropped to 3.8% pa

Not suprising 🤦‍♀️ the money flow into back equities from fixed income as MMF have a bad June and July month this year and expect it to go lower towards year end

maybe BNM will finally has the guts to raise OPR. it can raise the return for MMF.

They won’t raise 🤦‍♀️ because they worried about stagflation and slow growth since inflation is now in their target range of 2 to 3% as currently inflation is at 2.4% below OPR rate

They would only raise if inflation goes above to 3%, RM goes past RM4.70 or growth is at 7 to 8% quarterly

MMF returns the past 2 months is weak because the money now is rotated for risks assets like equities as you can see now Bursa is holding past 1400

xander isn't really wrong, but my goodness their CONSTANT use of facepalm emoji is really toxic on this forum.

maybe his full stop key is broken. i noticed that part too

This post has been edited by Medufsaid: Jul 31 2023, 05:56 PM

There is nothing wrong.

He likes to judge his networth growth in USD is ok, but i just like to judge my networth growth in MYR

He can do his and I do mine.

I does not hv to think and act like him.

This post has been edited by MUM: Jul 31 2023, 06:41 PM

Wow, you are using that function to "IGNORE" seeing his postings.

I hv not tried that, ...
But some forummers mentioned, that "IGNORE" function does not apply if he "tag" reply your post....
You will still see his postings whenever he replied to you.

This post has been edited by MUM: Jul 31 2023, 06:46 PM

If someone reply the ignored user post then we can see the contents of his posting.

Example,

Saw this guy even in StashAway FB group with his 🤦‍♀️🤦‍♀️🤦‍♀️ This guy everywhere in Versa, Rize, KDI subforums... Time to block

I wonder Xander kept nag and said IBKR is good.
But as for Malaysian if u heavily invest in IBKR, how do you withdraw to RM?
I know ppl do say go SG open bank, then withdraw via SG bank.
How do I get IBKR to RM? Easiest and lowest fee?

This is my hesitation of putting money to IBKR via Wise

This post has been edited by munak991: Aug 3 2023, 02:49 PM

IBKR is good 🤦‍♀️ because it is for low cost holding for long term

You got alternatives if you want it in RM and fast withdrawal within 3 days like Rakuten, FSM, M+ Global and SC Stocks but beware of the high FX spread and fees of 5 or more times compare to IBKR

munak991 easiest and lowest is CIMB SG->CIMB MY

High Fee = no no d, i rather sticks investing within MY

Ya looking at this option too