Sorry, I worded it poorly, I mean Stashaway is basically the best if you evaluate it based on
1. User experience
2. Fees
3. Low investment minimum
4. Easy to setup recurring deposi

So for your use case, this is likely already the best choice, unless you want to save up 2-8k and lump sum other method.

But the way they manage the portfolios are a hard no for me, so I went for DIY route after trying for 18 months.

i am still using SA.. i just custom made the portfolio and only select one etf for it.. during selection of ur custom portfolio, you can check what exact etf is that e.g Vanguard VYM or watever listed there.. ... so now i am like one portfolio is one ETF... i dont lump in any other bond bla bla bla there..
like other mention the fee could be pricy since its 0.8% annually depend on the amount u put into their platform.... and below is the url...
https://www.stashaway.my/help-center/900000...-need-to-invest

by the way i am not promo anything here...but rather see if there are other options. i found fundsupermart also hv it..but its based on market price or list price and earlier got ppl mention IBKR

Won’t be long as once Biden is defeated 👏

The root cause of Biden and chest thumping starting the Ukraine war 🤦‍♀️

It will take a long time for one currency to be brought down.

Case in point. GBP vs USD after World War 2

i think u hv earlier exit than me...i m with their managed portfolio and DCA for more than 2 years... though i didn't lose any capital..but the gain is minimal.... so now i took it out and put elsewhere and reset my SA portfolio with DCA on specific ETF only...
now looking for other options also... just to see whats the market offering..

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This post has been edited by calapia: Apr 5 2023, 02:44 PM

Whoa simple raising rate to 4%

Projected rate up to 4.1%
But I wonder how will they credit it, please make it daily like KDI.
I didn't use Simple for a lot time liao, forgot how it works.
Hope nothing shitty like Versa need to wait to get the bonus payout (also exited versa for sometime already)
Also if Stashaway sees this, please speed up your withdrawal efficiency.

too good to be true…

4.1% with 4 days processing time

4 days processing time with monthly distribution subjected to the fund manager discretion

Don’t compared with KDI and Versa and Simple as Versa and Simple buy other funds as they have no control on it 🤦‍♀️

There is little SA can do unless they start their treasury fund but it will not be worth their time for it as low profit high expense venture for them

Projected only 🤦‍♀️

Once you read the fund fact sheet you know why

Just calculate the simple past dividend payout for past 3 months. The calculation is correct as per the current projected rate of 3.3%.

Only drawback is the rebate only pay out every 3 months..need to wait patiently for the rebate payout.

Wow now changed to quarterly 🤦‍♀️ I thought it was monthly distribution

your comment indicated you know nothing about SA simple

At last, all my SA investment transferred to SA simple. 4.1% for good night sleep

While missing out on defensive gains 🤦‍♀️

Q1 is considered good is slight positive while still underperforming benchmarks

Yup. q1 is positive. Like finally back to +ve. So it’s time to switch to SA simple

I cannot understand this SA thing. is it a unit trust or like p2p financing? only 4.1% return? the value of unit can go up down?

You should hang on unless the choose another reopt again then beware

Yes it is MMF 🤦‍♀️ hence you need the check underlying fund instead as it can go up or down depending on the fund house but very rare cases probably in 10 price change 2 of it is down

I treat it like a high yield saving account